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Get Cheap Car Insurance in 02131, MA
We monitor insurance prices, helping the average driver in 02131 save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in 02131
The chart below shows the cheapest car insurance company in 02131 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| 02131 Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $51 |
| Geico | $55 |
| Midvale Home & Auto | $65 |
| Travelers | $81 |
Savings for Every Kind of 02131 Driver
Based on our extensive insurance data, we know the average 02131 driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some 02131 residents are paying out over $2,049 extra every year for auto insurance in 02131. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
02131, MA Savings / Yr. |
|---|---|
$701 |
|
$1,042 |
|
$867 |
|
$1,151 |
|
$2,538 |
|
$0 |
|
$0 |
02131 Car Insurance vs. Massachusetts
People living in 02131 pay an average of 31.96% more than the typical driver in the state. The average driver in 02131 can expect to pay about $880 per year, or $2,049 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 02131 for most people.
Car Insurance Prices by 02131 Neighborhood
Insurance Prices
Where is insurance cheapest within 02131?
The map shows insurance prices in and around 02131, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $614 per year within the zip boundaries, with insurance premiums ranging from a high of $2,394 to a low of $1,780. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 02131.Pick the Best Car Insurance Company for You in 02131
The best car insurance provider for most drivers in 02131
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $701 over the average 02131 car insurance company.
The best car insurance provider for 02131 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,042 over the competition.
The best car insurance company for 02131 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $867 better than other car insurance companies.
The best auto insurance for 02131 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,151 less each year.
The least expensive car insurance company for new and young drivers in 02131
In 02131, State Farm costs young drivers $2,538 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 02131
The cheapest car insurance in 02131 for drivers with bad credit
The best 02131 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 02131
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 02131 driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 02131, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 02131
What Influences the Cost of Car Insurance in 02131?
On average, car insurance in 02131 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 02131 is 43 minutes, which is far more than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 02131 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 02131 is $73 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 02132: Insurance costs 11.52% less
- 02126: Insurance costs 15.76% more
- 02136: Insurance costs 7.56% more
- 02130: Insurance costs 2.49% less
- 02121: Insurance costs 12.98% more
- 02124: Insurance costs 10.69% more
- 02467: Insurance costs 16.35% less
- 02186: Insurance costs 10.88% less
- 02026: Insurance costs 17.76% less
- 02445: Insurance costs 12.01% less
Zip Codes with Similar Populations
- 28031: Insurance costs 38.21% less
- 10013: Insurance costs 49.15% more
- 35173: Insurance costs 24.06% less
- 70094: Insurance costs 72.86% more
- 06051: Insurance costs 10.93% more
- 68135: Insurance costs 28.79% less
- 08205: Insurance costs 8.20% less
- 15102: Insurance costs 32.21% less
- 37931: Insurance costs 33.53% less
- 77566: Insurance costs 20.60% less