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Get Cheap Car Insurance in 02882, RI
We monitor insurance prices, helping the average driver in 02882 save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in 02882
The chart below shows the cheapest car insurance company in 02882 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| 02882 Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $76 |
| Geico | $98 |
| Progressive | $114 |
| Midvale Home & Auto | $119 |
Savings for Every Kind of 02882 Driver
Based on our extensive insurance data, we know the average 02882 driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $725 per year by choosing the right vehicle insurance company. Some 02882 residents are paying out over $2,178 extra every year for auto insurance in 02882. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
02882, RI Savings / Yr. |
|---|---|
$725 |
|
$875 |
|
$964 |
|
$1,631 |
|
$3,391 |
|
$247 |
|
$734 |
02882 Car Insurance vs. Rhode Island
People living in 02882 pay an average of 2.22% less than the typical driver in the state. The average driver in 02882 can expect to pay about $1,333 per year, or $2,178 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 02882 for most people.
Car Insurance Prices by 02882 Neighborhood
Insurance Prices
Where is insurance cheapest within 02882?
The map shows insurance prices in and around 02882, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $112 per year within the zip boundaries, with insurance premiums ranging from a high of $2,238 to a low of $2,126. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of 02882.Pick the Best Car Insurance Company for You in 02882
The best car insurance provider for most drivers in 02882
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $725 over the average 02882 car insurance company.
The best car insurance provider for 02882 drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $875 over the competition.
The best car insurance company for 02882 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $964 better than other car insurance companies.
The best auto insurance for 02882 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,631 less each year.
The least expensive car insurance company for new and young drivers in 02882
In 02882, State Farm costs young drivers $3,391 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 02882
Geico gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average 02882 couple's premiums.
The cheapest car insurance in 02882 for drivers with bad credit
The best 02882 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 02882
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 02882 driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 02882, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around 02882
What Influences the Cost of Car Insurance in 02882?
On average, car insurance in 02882 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 02882 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 02882 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 02882 is $111 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 02879: Insurance costs 0.51% more
- 02881: Insurance costs 0.18% more
- 02874: Insurance costs 0.14% less
- 02835: Insurance costs 0.46% more
- 02877: Insurance costs 0.46% less
- 02836: Insurance costs 0.18% less
- 02840: Insurance costs 4.22% more
- 02892: Insurance costs 0.28% more
- 02841: Insurance costs 6.20% more
- 02875: Insurance costs 0.18% less
Zip Codes with Similar Populations
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- 70538: Insurance costs 42.33% more