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Get Cheap Car Insurance in 04042, ME
We monitor insurance prices, helping the average driver in 04042 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 04042
The chart below shows the cheapest car insurance company in 04042 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| 04042 Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of 04042 Driver
Based on our extensive insurance data, we know the average 04042 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $230 per year by choosing the right vehicle insurance company. Some 04042 residents are paying out over $941 extra every year for auto insurance in 04042. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
04042, ME Savings / Yr. |
|---|---|
$230 |
|
$326 |
|
$296 |
|
$301 |
|
$956 |
|
$199 |
|
$420 |
04042 Car Insurance vs. Maine
People living in 04042 pay an average of 0.48% less than the typical driver in the state. The average driver in 04042 can expect to pay about $524 per year, or $941 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 04042 for most people.
Car Insurance Prices by 04042 Neighborhood
Insurance Prices
Where is insurance cheapest within 04042?
The map shows insurance prices in and around 04042, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the zip boundaries, with insurance premiums ranging from a high of $951 to a low of $936. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of 04042.Pick the Best Car Insurance Company for You in 04042
The best car insurance provider for most drivers in 04042
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $230 over the average 04042 car insurance company.
The best car insurance provider for 04042 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $326 over the competition.
The best car insurance company for 04042 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $296 better than other car insurance companies.
The best auto insurance for 04042 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $301 less each year.
The least expensive car insurance company for new and young drivers in 04042
In 04042, Concord Group Insurance costs young drivers $956 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 04042
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $199 saved each year compared to an average 04042 couple's premiums.
The cheapest car insurance in 04042 for drivers with bad credit
The best 04042 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 04042
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 04042 driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 04042, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 04042
What Influences the Cost of Car Insurance in 04042?
On average, car insurance in 04042 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 04042 is 33 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 04042 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 04042 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 04042 is $44 per month for minimum coverage and $78 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 04030: Insurance costs 0.96% more
- 04093: Insurance costs 0.96% less
- 04061: Insurance costs 1.38% more
- 04087: Insurance costs 1.06% more
- 04049: Insurance costs 2.13% more
- 04048: Insurance costs 0.85% more
- 04038: Insurance costs 0.96% less
- 04085: Insurance costs 0.32% more
- 04084: Insurance costs 0.53% more
- 04072: Insurance costs 0.85% more
Zip Codes with Similar Populations
- 87013: Insurance costs 56.32% more
- 75426: Insurance costs 93.62% more
- 23030: Insurance costs 32.20% more
- 14433: Insurance costs 116.68% more
- 76531: Insurance costs 72.58% more
- 31642: Insurance costs 70.46% more
- 13733: Insurance costs 131.35% more
- 71742: Insurance costs 83.32% more
- 22844: Insurance costs 23.17% more
- 24348: Insurance costs 26.14% more