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Get Cheap Car Insurance in 04210, ME
We monitor insurance prices, helping the average driver in 04210 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 04210
The chart below shows the cheapest car insurance company in 04210 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| 04210 Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $40 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of 04210 Driver
Based on our extensive insurance data, we know the average 04210 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $239 per year by choosing the right vehicle insurance company. Some 04210 residents are paying out over $979 extra every year for auto insurance in 04210. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
04210, ME Savings / Yr. |
|---|---|
$239 |
|
$340 |
|
$307 |
|
$313 |
|
$995 |
|
$207 |
|
$437 |
04210 Car Insurance vs. Maine
People living in 04210 pay an average of 3.52% more than the typical driver in the state. The average driver in 04210 can expect to pay about $546 per year, or $979 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 04210 for most people.
Car Insurance Prices by 04210 Neighborhood
Insurance Prices
Where is insurance cheapest within 04210?
The map shows insurance prices in and around 04210, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $91 per year within the zip boundaries, with insurance premiums ranging from a high of $1,027 to a low of $936. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 04210.Pick the Best Car Insurance Company for You in 04210
The best car insurance provider for most drivers in 04210
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $239 over the average 04210 car insurance company.
The best car insurance provider for 04210 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $340 over the competition.
The best car insurance company for 04210 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $307 better than other car insurance companies.
The best auto insurance for 04210 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $313 less each year.
The least expensive car insurance company for new and young drivers in 04210
In 04210, Concord Group Insurance costs young drivers $995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 04210
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $207 saved each year compared to an average 04210 couple's premiums.
The cheapest car insurance in 04210 for drivers with bad credit
The best 04210 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 04210
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 04210 driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 04210, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 04210
What Influences the Cost of Car Insurance in 04210?
On average, car insurance in 04210 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 04210 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 04210 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 04210 is $45 per month for minimum coverage and $82 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 04240: Insurance costs 3.47% more
- 04258: Insurance costs 3.17% less
- 04274: Insurance costs 2.66% less
- 04250: Insurance costs 2.55% less
- 04256: Insurance costs 2.66% less
- 04236: Insurance costs 3.27% less
- 04280: Insurance costs 1.43% less
- 04260: Insurance costs 3.06% less
- 04252: Insurance costs 1.84% less
- 04222: Insurance costs 3.88% less
Zip Codes with Similar Populations
- 43140: Insurance costs 14.81% more
- 23324: Insurance costs 33.30% more
- 46041: Insurance costs 22.06% more
- 37415: Insurance costs 41.68% more
- 36582: Insurance costs 65.68% more
- 48083: Insurance costs 221.55% more
- 33772: Insurance costs 183.35% more
- 33703: Insurance costs 180.29% more
- 32233: Insurance costs 161.08% more
- 66106: Insurance costs 68.95% more