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Get Cheap Car Insurance in 04495, ME
We monitor insurance prices, helping the average driver in 04495 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 04495
The chart below shows the cheapest car insurance company in 04495 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| 04495 Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $38 |
| Concord Group Insurance | $40 |
| Kemper | $40 |
Savings for Every Kind of 04495 Driver
Based on our extensive insurance data, we know the average 04495 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $227 per year by choosing the right vehicle insurance company. Some 04495 residents are paying out over $930 extra every year for auto insurance in 04495. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
04495, ME Savings / Yr. |
|---|---|
$227 |
|
$322 |
|
$292 |
|
$297 |
|
$945 |
|
$197 |
|
$415 |
04495 Car Insurance vs. Maine
People living in 04495 pay an average of 1.69% less than the typical driver in the state. The average driver in 04495 can expect to pay about $518 per year, or $930 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 04495 for most people.
Car Insurance Prices by 04495 Neighborhood
Insurance Prices
Where is insurance cheapest within 04495?
The map shows insurance prices in and around 04495, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the zip boundaries, with insurance premiums ranging from a high of $941 to a low of $930. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of 04495.Pick the Best Car Insurance Company for You in 04495
The best car insurance provider for most drivers in 04495
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $227 over the average 04495 car insurance company.
The best car insurance provider for 04495 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $322 over the competition.
The best car insurance company for 04495 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $292 better than other car insurance companies.
The best auto insurance for 04495 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $297 less each year.
The least expensive car insurance company for new and young drivers in 04495
In 04495, Concord Group Insurance costs young drivers $945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 04495
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $197 saved each year compared to an average 04495 couple's premiums.
The cheapest car insurance in 04495 for drivers with bad credit
The best 04495 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 04495
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 04495 driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 04495, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 04495
What Influences the Cost of Car Insurance in 04495?
On average, car insurance in 04495 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 04495 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 04495 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 04495 is $43 per month for minimum coverage and $78 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 04459: Insurance costs 0.65% more
- 04455: Insurance costs 0.11% more
- 04457: Insurance costs 1.83% more
- 04451: Insurance costs 1.72% less
- 04487: Insurance costs 0.11% less
- 04402: Insurance costs 1.18% less
- 04490: Insurance costs 5.05% more
- 04413: Insurance costs 3.66% more
- 04492: Insurance costs 4.19% more
- 04414: Insurance costs 0.22% more
Zip Codes with Similar Populations
- 99660: Insurance costs 47.53% more
- 21677: Insurance costs 87.20% more
- 28007: Insurance costs 41.29% more
- 41317: Insurance costs 157.10% more
- 41632: Insurance costs 152.37% more
- 45650: Insurance costs 25.91% more
- 45688: Insurance costs 25.16% more
- 59223: Insurance costs 74.84% more
- 59241: Insurance costs 77.10% more
- 70038: Insurance costs 258.17% more