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Get Cheap Car Insurance in 04953, ME
We monitor insurance prices, helping the average driver in 04953 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 04953
The chart below shows the cheapest car insurance company in 04953 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| 04953 Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of 04953 Driver
Based on our extensive insurance data, we know the average 04953 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $234 per year by choosing the right vehicle insurance company. Some 04953 residents are paying out over $960 extra every year for auto insurance in 04953. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
04953, ME Savings / Yr. |
|---|---|
$234 |
|
$333 |
|
$301 |
|
$306 |
|
$975 |
|
$203 |
|
$428 |
04953 Car Insurance vs. Maine
People living in 04953 pay an average of 1.44% more than the typical driver in the state. The average driver in 04953 can expect to pay about $535 per year, or $960 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 04953 for most people.
Car Insurance Prices by 04953 Neighborhood
Insurance Prices
Where is insurance cheapest within 04953?
The map shows insurance prices in and around 04953, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the zip boundaries, with insurance premiums ranging from a high of $962 to a low of $939. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of 04953.Pick the Best Car Insurance Company for You in 04953
The best car insurance provider for most drivers in 04953
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $234 over the average 04953 car insurance company.
The best car insurance provider for 04953 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $333 over the competition.
The best car insurance company for 04953 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $301 better than other car insurance companies.
The best auto insurance for 04953 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $306 less each year.
The least expensive car insurance company for new and young drivers in 04953
In 04953, Concord Group Insurance costs young drivers $975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 04953
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average 04953 couple's premiums.
The cheapest car insurance in 04953 for drivers with bad credit
The best 04953 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 04953
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 04953 driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 04953, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 04953
What Influences the Cost of Car Insurance in 04953?
On average, car insurance in 04953 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 04953 is 30 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 04953 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 04953 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 04953 is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 04969: Insurance costs 2.19% less
- 04965: Insurance costs 0.31% less
- 04929: Insurance costs 0.83% more
- 04928: Insurance costs 0.10% more
- 04434: Insurance costs 1.25% less
- 04488: Insurance costs 0.31% less
- 04967: Insurance costs 1.35% less
- 04971: Insurance costs 0.52% less
- 04435: Insurance costs 2.92% less
- 04943: Insurance costs 0.42% less
Zip Codes with Similar Populations
- 29438: Insurance costs 73.02% more
- 99343: Insurance costs 35.42% more
- 85542: Insurance costs 79.90% more
- 37882: Insurance costs 38.65% more
- 50261: Insurance costs 25.63% more
- 49655: Insurance costs 190.10% more
- 52227: Insurance costs 25.10% more
- 54437: Insurance costs 18.44% more
- 43314: Insurance costs 13.65% more
- 40461: Insurance costs 111.25% more