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Get Cheap Car Insurance in 04987, ME
We monitor insurance prices, helping the average driver in 04987 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 04987
The chart below shows the cheapest car insurance company in 04987 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| 04987 Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of 04987 Driver
Based on our extensive insurance data, we know the average 04987 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $236 per year by choosing the right vehicle insurance company. Some 04987 residents are paying out over $966 extra every year for auto insurance in 04987. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
04987, ME Savings / Yr. |
|---|---|
$236 |
|
$335 |
|
$303 |
|
$308 |
|
$981 |
|
$204 |
|
$431 |
04987 Car Insurance vs. Maine
People living in 04987 pay an average of 2.10% more than the typical driver in the state. The average driver in 04987 can expect to pay about $538 per year, or $966 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 04987 for most people.
Car Insurance Prices by 04987 Neighborhood
Insurance Prices
Where is insurance cheapest within 04987?
The map shows insurance prices in and around 04987, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $966 to a low of $966. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 04987.Pick the Best Car Insurance Company for You in 04987
The best car insurance provider for most drivers in 04987
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $236 over the average 04987 car insurance company.
The best car insurance provider for 04987 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $335 over the competition.
The best car insurance company for 04987 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for 04987 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in 04987
In 04987, Concord Group Insurance costs young drivers $981 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 04987
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average 04987 couple's premiums.
The cheapest car insurance in 04987 for drivers with bad credit
The best 04987 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 04987
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 04987 driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 04987, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 04987
What Influences the Cost of Car Insurance in 04987?
On average, car insurance in 04987 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 04987 is 42 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 04987 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 04987 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 04987 is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 04932: Insurance costs 0.72% less
- 04922: Insurance costs 0.93% less
- 04969: Insurance costs 2.80% less
- 04988: Insurance costs 0.41% less
- 04929: Insurance costs 0.21% more
- 04986: Insurance costs 0.41% less
- 04921: Insurance costs 0.31% less
- 04434: Insurance costs 1.86% less
- 04967: Insurance costs 1.97% less
- 04951: Insurance costs 0.31% less
Zip Codes with Similar Populations
- 94937: Insurance costs 97.83% more
- 78548: Insurance costs 82.40% more
- 68825: Insurance costs 49.59% more
- 24245: Insurance costs 25.57% more
- 30545: Insurance costs 79.81% more
- 37723: Insurance costs 39.75% more
- 49879: Insurance costs 193.27% more
- 50055: Insurance costs 25.67% more
- 51354: Insurance costs 24.74% more
- 54652: Insurance costs 18.01% more