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Get Cheap Car Insurance in 05001, VT
We monitor insurance prices, helping the average driver in 05001 save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in 05001
The chart below shows the cheapest car insurance company in 05001 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| 05001 Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of 05001 Driver
Based on our extensive insurance data, we know the average 05001 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $299 per year by choosing the right vehicle insurance company. Some 05001 residents are paying out over $1,175 extra every year for auto insurance in 05001. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
05001, VT Savings / Yr. |
|---|---|
$299 |
|
$558 |
|
$355 |
|
$545 |
|
$1,077 |
|
$303 |
|
$524 |
05001 Car Insurance vs. Vermont
People living in 05001 pay an average of 3.66% less than the typical driver in the state. The average driver in 05001 can expect to pay about $646 per year, or $1,175 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 05001 for most people.
Car Insurance Prices by 05001 Neighborhood
Insurance Prices
Where is insurance cheapest within 05001?
The map shows insurance prices in and around 05001, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $78 per year within the zip boundaries, with insurance premiums ranging from a high of $1,221 to a low of $1,143. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of 05001.Pick the Best Car Insurance Company for You in 05001
The best car insurance provider for most drivers in 05001
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $299 over the average 05001 car insurance company.
The best car insurance provider for 05001 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $558 over the competition.
The best car insurance company for 05001 drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $355 better than other car insurance companies.
The best auto insurance for 05001 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $545 less each year.
The least expensive car insurance company for new and young drivers in 05001
In 05001, Concord Group Insurance costs young drivers $1,077 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 05001
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average 05001 couple's premiums.
The cheapest car insurance in 05001 for drivers with bad credit
The best 05001 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 05001
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 05001 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 05001, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around 05001
What Influences the Cost of Car Insurance in 05001?
On average, car insurance in 05001 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 05001 is 21 minutes, which is far less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 05001 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 05001 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 05001 is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 03784: Insurance costs 0.77% less
- 03756: Insurance costs 3.49% less
- 05059: Insurance costs 0.17% less
- 03755: Insurance costs 2.89% more
- 05052: Insurance costs 0.94% less
- 03766: Insurance costs 1.11% more
- 05055: Insurance costs 2.72% less
- 05084: Insurance costs 0.77% less
- 05073: Insurance costs 1.70% less
- 05048: Insurance costs 0.85% less
Zip Codes with Similar Populations
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