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Get Cheap Car Insurance in 05491, VT
We monitor insurance prices, helping the average driver in 05491 save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in 05491
The chart below shows the cheapest car insurance company in 05491 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| 05491 Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of 05491 Driver
Based on our extensive insurance data, we know the average 05491 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $297 per year by choosing the right vehicle insurance company. Some 05491 residents are paying out over $1,171 extra every year for auto insurance in 05491. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
05491, VT Savings / Yr. |
|---|---|
$297 |
|
$556 |
|
$354 |
|
$543 |
|
$1,073 |
|
$302 |
|
$522 |
05491 Car Insurance vs. Vermont
People living in 05491 pay an average of 4.05% less than the typical driver in the state. The average driver in 05491 can expect to pay about $644 per year, or $1,171 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 05491 for most people.
Car Insurance Prices by 05491 Neighborhood
Insurance Prices
Where is insurance cheapest within 05491?
The map shows insurance prices in and around 05491, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $71 per year within the zip boundaries, with insurance premiums ranging from a high of $1,210 to a low of $1,139. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of 05491.Pick the Best Car Insurance Company for You in 05491
The best car insurance provider for most drivers in 05491
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $297 over the average 05491 car insurance company.
The best car insurance provider for 05491 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $556 over the competition.
The best car insurance company for 05491 drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $354 better than other car insurance companies.
The best auto insurance for 05491 drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $543 less each year.
The least expensive car insurance company for new and young drivers in 05491
In 05491, Concord Group Insurance costs young drivers $1,073 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 05491
State Farm gave the largest car insurance discounts to married couples, averaging $302 saved each year compared to an average 05491 couple's premiums.
The cheapest car insurance in 05491 for drivers with bad credit
The best 05491 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 05491
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 05491 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 05491, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around 05491
What Influences the Cost of Car Insurance in 05491?
On average, car insurance in 05491 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 05491 is 32 minutes, which is about the national average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 05491 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 05491 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 05491 is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 05456: Insurance costs 1.28% less
- 05472: Insurance costs 1.20% less
- 05473: Insurance costs 0.26% less
- 12993: Insurance costs 77.71% more
- 05443: Insurance costs 1.37% more
- 05753: Insurance costs 0.26% less
- 12974: Insurance costs 80.27% more
- 12936: Insurance costs 81.73% more
- 12956: Insurance costs 79.50% more
- 12960: Insurance costs 77.97% more
Zip Codes with Similar Populations
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