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Get Cheap Car Insurance in 06057, CT

We monitor insurance prices, helping the average driver in 06057 save up to 29.9% on car insurance.

 

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The Cheapest Minimum Coverage in 06057

The chart below shows the cheapest car insurance company in 06057 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.

 
06057 Insurer Monthly Cost
Kemper $69
State Farm $79
Safeco Insurance $80
Travelers $80

Savings for Every Kind of 06057 Driver

The table shows how much the average auto insurance customer in 06057 might save by following our recommendations.

Based on our extensive insurance data, we know the average 06057 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $565 per year by choosing the right vehicle insurance company. Some 06057 residents are paying out over $1,929 extra every year for auto insurance in 06057. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

06057 Car Insurance vs. Connecticut

People living in 06057 pay an average of 0.32% less than the typical driver in the state. The average driver in 06057 can expect to pay about $1,321 per year, or $1,929 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in 06057 for most people.

Car Insurance Prices by 06057 Neighborhood

06057, CT map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within 06057?

The map shows insurance prices in and around 06057, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the zip boundaries, with insurance premiums ranging from a high of $1,944 to a low of $1,908. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of 06057.

Pick the Best Car Insurance Company for You in 06057

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the 06057 insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in 06057

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $565 over the average 06057 car insurance company.

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We use the average good driver, paying $114 per month, as our baseline for pricing in 06057. Travelers, Kemper, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for 06057 drivers with accidents on their records

In 06057 getting into an accident will raise premiums an average 27% for a yearly cost of $2,627. That's $698 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $783 over the competition.

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The best car insurance company for 06057 drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In 06057, tickets raise premiums on new quotes about $314. If you have a speeding ticket, we recommend State Farm, Geico, and Kemper for savings that beat the average insurance cost of $2,243 per year.

The best auto insurance for 06057 drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,177 per year in auto insurance premiums, which was $1,248 more than a driver with no major issues. State Farm, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $909 less each year.

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The least expensive car insurance company for new and young drivers in 06057

In 06057, State Farm costs young drivers $2,139 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in 06057. With an average cost of $7,166 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Nationwide try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in 06057

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $138. State Farm, Nationwide, and Travelers provided the largest discounts to couples living in 06057.

State Farm gave the largest car insurance discounts to married couples, averaging $512 saved each year compared to an average 06057 couple's premiums.

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The cheapest car insurance in 06057 for drivers with bad credit

People with poor credit saved an average of $861 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,064 every year. Premiums for people with poor credit were about $2,992 in 06057. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Safeco Insurance, and Plymouth Rock Assurance.

The best 06057 car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In 06057, the National Association of Insurance Commissioners (NAIC) ranks Amica as the best. Another valuable metric: JD Power ranks Amica as the best provider in 06057.

Amica was the best company for customer service in 06057 according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 06057, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in 06057. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in 06057

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 13% of 06057 residents who are renting, and don't plan to be in the zip or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 06057 driver can expect to pay about $120 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 06057, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around 06057

What Influences the Cost of Car Insurance in 06057?

On average, car insurance in 06057 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:

  • The average commute time in 06057 is 44 minutes, which is far more than average for a driver in the state.
  • Connecticut state insurance regulations may require higher prices.
  • An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in 06057 are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • 06057 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in 06057 is $110 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Zip Codes

  • 06061: Insurance costs 0.41% more
  • 06022: Insurance costs 1.14% less
  • 06019: Insurance costs 0.10% more
  • 06063: Insurance costs 0.88% less
  • 06790: Insurance costs 2.44% more
  • 06098: Insurance costs 1.04% more
  • 06791: Insurance costs 0.26% less
  • 06059: Insurance costs 0.05% less
  • 06013: Insurance costs 0.62% less
  • 06092: Insurance costs 1.50% less

Zip Codes with Similar Populations

  • 49420: Insurance costs 43.91% more
  • 33957: Insurance costs 24.94% more
  • 95046: Insurance costs 1.61% more
  • 37357: Insurance costs 31.36% less
  • 49082: Insurance costs 42.09% more
  • 54208: Insurance costs 45.26% less
  • 30739: Insurance costs 10.63% less
  • 67701: Insurance costs 18.77% less
  • 46552: Insurance costs 39.81% less
  • 46777: Insurance costs 39.55% less
* Who is the average 06057 driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central 06057 with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.