Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 06784, CT
We monitor insurance prices, helping the average driver in 06784 save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in 06784
The chart below shows the cheapest car insurance company in 06784 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| 06784 Insurer | Monthly Cost |
|---|---|
| Kemper | $69 |
| State Farm | $79 |
| Safeco Insurance | $80 |
| Travelers | $80 |
Savings for Every Kind of 06784 Driver
Based on our extensive insurance data, we know the average 06784 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $564 per year by choosing the right vehicle insurance company. Some 06784 residents are paying out over $1,926 extra every year for auto insurance in 06784. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
06784, CT Savings / Yr. |
|---|---|
$564 |
|
$782 |
|
$543 |
|
$908 |
|
$2,135 |
|
$511 |
|
$860 |
06784 Car Insurance vs. Connecticut
People living in 06784 pay an average of 0.49% less than the typical driver in the state. The average driver in 06784 can expect to pay about $1,319 per year, or $1,926 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 06784 for most people.
Car Insurance Prices by 06784 Neighborhood
Insurance Prices
Where is insurance cheapest within 06784?
The map shows insurance prices in and around 06784, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the zip boundaries, with insurance premiums ranging from a high of $1,953 to a low of $1,895. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of 06784.Pick the Best Car Insurance Company for You in 06784
The best car insurance provider for most drivers in 06784
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $564 over the average 06784 car insurance company.
The best car insurance provider for 06784 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $782 over the competition.
The best car insurance company for 06784 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $543 better than other car insurance companies.
The best auto insurance for 06784 drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $908 less each year.
The least expensive car insurance company for new and young drivers in 06784
In 06784, State Farm costs young drivers $2,135 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 06784
State Farm gave the largest car insurance discounts to married couples, averaging $511 saved each year compared to an average 06784 couple's premiums.
The cheapest car insurance in 06784 for drivers with bad credit
The best 06784 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 06784, which was better than other insurers.
The cheapest large national provider in 06784
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 06784 driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 06784, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around 06784
What Influences the Cost of Car Insurance in 06784?
On average, car insurance in 06784 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 06784 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 06784 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 06784 is $110 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 06776: Insurance costs 0.05% less
- 06755: Insurance costs 0.78% less
- 12564: Insurance costs 27.57% more
- 12594: Insurance costs 26.22% more
- 06812: Insurance costs 3.27% more
- 12563: Insurance costs 27.73% more
- 06752: Insurance costs 1.87% less
- 06785: Insurance costs 1.25% more
- 06804: Insurance costs 2.13% more
- 12531: Insurance costs 23.83% more
Zip Codes with Similar Populations
- 61528: Insurance costs 26.84% less
- 38922: Insurance costs 9.76% less
- 36558: Insurance costs 19.11% less
- 35740: Insurance costs 18.80% less
- 42455: Insurance costs 7.68% more
- 48145: Insurance costs 45.64% more
- 31046: Insurance costs 10.75% less
- 50627: Insurance costs 35.93% less
- 54773: Insurance costs 41.23% less
- 66512: Insurance costs 20.40% less