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Get Cheap Car Insurance in 10454, NY
We monitor insurance prices, helping the average driver in 10454 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 10454
The chart below shows the cheapest car insurance company in 10454 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 10454 Insurer | Monthly Cost |
|---|---|
| Kemper | $131 |
| Plymouth Rock Assurance | $175 |
| Safeco Insurance | $188 |
| Geico | $196 |
Savings for Every Kind of 10454 Driver
Based on our extensive insurance data, we know the average 10454 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,064 per year by choosing the right vehicle insurance company. Some 10454 residents are paying out over $3,569 extra every year for auto insurance in 10454. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
10454, NY Savings / Yr. |
|---|---|
$1,064 |
|
$678 |
|
$1,355 |
|
$1,372 |
|
$3,360 |
|
$1,124 |
|
$1,791 |
10454 Car Insurance vs. New York
People living in 10454 pay an average of 47.17% more than the typical driver in the state. The average driver in 10454 can expect to pay about $2,589 per year, or $3,569 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 10454 for most people.
Car Insurance Prices by 10454 Neighborhood
Insurance Prices
Where is insurance cheapest within 10454?
The map shows insurance prices in and around 10454, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $409 per year within the zip boundaries, with insurance premiums ranging from a high of $3,835 to a low of $3,426. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of 10454.Pick the Best Car Insurance Company for You in 10454
The best car insurance provider for most drivers in 10454
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,064 over the average 10454 car insurance company.
The best car insurance provider for 10454 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $678 over the competition.
The best car insurance company for 10454 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,355 better than other car insurance companies.
The best auto insurance for 10454 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,372 less each year.
The least expensive car insurance company for new and young drivers in 10454
In 10454, Progressive costs young drivers $3,360 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 10454
Progressive gave the largest car insurance discounts to married couples, averaging $1,124 saved each year compared to an average 10454 couple's premiums.
The cheapest car insurance in 10454 for drivers with bad credit
The best 10454 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 10454
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 10454 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 10454, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 10454
What Influences the Cost of Car Insurance in 10454?
On average, car insurance in 10454 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 10454 is 52 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 10454 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 10454 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 10454 is $216 per month for minimum coverage and $297 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 10455: Insurance costs 0.39% more
- 10451: Insurance costs 0.22% less
- 10037: Insurance costs 3.67% less
- 10035: Insurance costs 4.40% less
- 10030: Insurance costs 3.56% less
- 10039: Insurance costs 3.00% less
- 10456: Insurance costs 0.92% more
- 10029: Insurance costs 4.43% less
- 10459: Insurance costs 0.92% more
- 10474: Insurance costs 1.60% more
Zip Codes with Similar Populations
- 24018: Insurance costs 66.80% less
- 28451: Insurance costs 65.03% less
- 60107: Insurance costs 54.08% less
- 60446: Insurance costs 53.77% less
- 60565: Insurance costs 55.51% less
- 27704: Insurance costs 61.53% less
- 63701: Insurance costs 50.32% less
- 70570: Insurance costs 10.09% less
- 75069: Insurance costs 50.80% less
- 24153: Insurance costs 67.11% less