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Get Cheap Car Insurance in 11050, NY
We monitor insurance prices, helping the average driver in 11050 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 11050
The chart below shows the cheapest car insurance company in 11050 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 11050 Insurer | Monthly Cost |
|---|---|
| Kemper | $103 |
| Plymouth Rock Assurance | $137 |
| Safeco Insurance | $147 |
| Geico | $153 |
Savings for Every Kind of 11050 Driver
Based on our extensive insurance data, we know the average 11050 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $833 per year by choosing the right vehicle insurance company. Some 11050 residents are paying out over $2,792 extra every year for auto insurance in 11050. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
11050, NY Savings / Yr. |
|---|---|
$833 |
|
$531 |
|
$1,061 |
|
$1,073 |
|
$2,629 |
|
$880 |
|
$1,401 |
11050 Car Insurance vs. New York
People living in 11050 pay an average of 15.15% more than the typical driver in the state. The average driver in 11050 can expect to pay about $2,025 per year, or $2,792 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 11050 for most people.
Car Insurance Prices by 11050 Neighborhood
Insurance Prices
Where is insurance cheapest within 11050?
The map shows insurance prices in and around 11050, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $560 per year within the zip boundaries, with insurance premiums ranging from a high of $3,093 to a low of $2,533. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of 11050.Pick the Best Car Insurance Company for You in 11050
The best car insurance provider for most drivers in 11050
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $833 over the average 11050 car insurance company.
The best car insurance provider for 11050 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $531 over the competition.
The best car insurance company for 11050 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,061 better than other car insurance companies.
The best auto insurance for 11050 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,073 less each year.
The least expensive car insurance company for new and young drivers in 11050
In 11050, Progressive costs young drivers $2,629 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 11050
Progressive gave the largest car insurance discounts to married couples, averaging $880 saved each year compared to an average 11050 couple's premiums.
The cheapest car insurance in 11050 for drivers with bad credit
The best 11050 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 11050
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 11050 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 11050, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 11050
What Influences the Cost of Car Insurance in 11050?
On average, car insurance in 11050 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 11050 is 50 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 11050 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- 11050 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 11050 is $169 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 11030: Insurance costs 1.40% less
- 11547: Insurance costs 5.52% less
- 11579: Insurance costs 6.73% less
- 11024: Insurance costs 0.07% more
- 11023: Insurance costs 0.32% more
- 11021: Insurance costs 3.26% more
- 11576: Insurance costs 1.79% less
- 11542: Insurance costs 1.68% less
- 11020: Insurance costs 7.02% more
- 11577: Insurance costs 1.29% less
Zip Codes with Similar Populations
- 94941: Insurance costs 27.15% less
- 43402: Insurance costs 61.86% less
- 20603: Insurance costs 23.46% less
- 92881: Insurance costs 22.42% less
- 08003: Insurance costs 34.67% less
- 94043: Insurance costs 29.19% less
- 02136: Insurance costs 21.06% less
- 92116: Insurance costs 26.47% less
- 89084: Insurance costs 12.75% less
- 77017: Insurance costs 27.15% less