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Get Cheap Car Insurance in 11216, NY
We monitor insurance prices, helping the average driver in 11216 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 11216
The chart below shows the cheapest car insurance company in 11216 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 11216 Insurer | Monthly Cost |
|---|---|
| Kemper | $129 |
| Plymouth Rock Assurance | $171 |
| Safeco Insurance | $184 |
| Geico | $192 |
Savings for Every Kind of 11216 Driver
Based on our extensive insurance data, we know the average 11216 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,041 per year by choosing the right vehicle insurance company. Some 11216 residents are paying out over $3,492 extra every year for auto insurance in 11216. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
11216, NY Savings / Yr. |
|---|---|
$1,041 |
|
$664 |
|
$1,326 |
|
$1,342 |
|
$3,288 |
|
$1,100 |
|
$1,753 |
11216 Car Insurance vs. New York
People living in 11216 pay an average of 44.02% more than the typical driver in the state. The average driver in 11216 can expect to pay about $2,533 per year, or $3,492 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 11216 for most people.
Car Insurance Prices by 11216 Neighborhood
Insurance Prices
Where is insurance cheapest within 11216?
The map shows insurance prices in and around 11216, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $894 per year within the zip boundaries, with insurance premiums ranging from a high of $3,870 to a low of $2,976. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of 11216.Pick the Best Car Insurance Company for You in 11216
The best car insurance provider for most drivers in 11216
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,041 over the average 11216 car insurance company.
The best car insurance provider for 11216 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $664 over the competition.
The best car insurance company for 11216 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,326 better than other car insurance companies.
The best auto insurance for 11216 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,342 less each year.
The least expensive car insurance company for new and young drivers in 11216
In 11216, Progressive costs young drivers $3,288 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 11216
Progressive gave the largest car insurance discounts to married couples, averaging $1,100 saved each year compared to an average 11216 couple's premiums.
The cheapest car insurance in 11216 for drivers with bad credit
The best 11216 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 11216
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 11216 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 11216, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 11216
What Influences the Cost of Car Insurance in 11216?
On average, car insurance in 11216 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 11216 is 52 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 11216 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 11216 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 11216 is $211 per month for minimum coverage and $291 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 11238: Insurance costs 6.79% less
- 11213: Insurance costs 1.55% more
- 11205: Insurance costs 9.31% less
- 11225: Insurance costs 2.12% more
- 11221: Insurance costs 1.20% more
- 11206: Insurance costs 4.93% less
- 11233: Insurance costs 2.21% more
- 11217: Insurance costs 10.68% less
- 11251: Insurance costs 16.58% less
- 11215: Insurance costs 13.12% less
Zip Codes with Similar Populations
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- 91732: Insurance costs 32.27% less
- 92627: Insurance costs 39.18% less
- 30101: Insurance costs 45.48% less
- 30114: Insurance costs 47.42% less
- 30263: Insurance costs 46.79% less
- 92223: Insurance costs 38.83% less