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Get Cheap Car Insurance in 11718, NY
We monitor insurance prices, helping the average driver in 11718 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 11718
The chart below shows the cheapest car insurance company in 11718 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 11718 Insurer | Monthly Cost |
|---|---|
| Kemper | $96 |
| Plymouth Rock Assurance | $128 |
| Safeco Insurance | $137 |
| Geico | $143 |
Savings for Every Kind of 11718 Driver
Based on our extensive insurance data, we know the average 11718 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $777 per year by choosing the right vehicle insurance company. Some 11718 residents are paying out over $2,605 extra every year for auto insurance in 11718. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
11718, NY Savings / Yr. |
|---|---|
$777 |
|
$495 |
|
$989 |
|
$1,001 |
|
$2,452 |
|
$821 |
|
$1,307 |
11718 Car Insurance vs. New York
People living in 11718 pay an average of 7.41% more than the typical driver in the state. The average driver in 11718 can expect to pay about $1,889 per year, or $2,605 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 11718 for most people.
Car Insurance Prices by 11718 Neighborhood
Insurance Prices
Where is insurance cheapest within 11718?
The map shows insurance prices in and around 11718, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the zip boundaries, with insurance premiums ranging from a high of $2,674 to a low of $2,493. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of 11718.Pick the Best Car Insurance Company for You in 11718
The best car insurance provider for most drivers in 11718
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $777 over the average 11718 car insurance company.
The best car insurance provider for 11718 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $495 over the competition.
The best car insurance company for 11718 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $989 better than other car insurance companies.
The best auto insurance for 11718 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,001 less each year.
The least expensive car insurance company for new and young drivers in 11718
In 11718, Progressive costs young drivers $2,452 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 11718
Progressive gave the largest car insurance discounts to married couples, averaging $821 saved each year compared to an average 11718 couple's premiums.
The cheapest car insurance in 11718 for drivers with bad credit
The best 11718 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 11718
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 11718 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 11718, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 11718
What Influences the Cost of Car Insurance in 11718?
On average, car insurance in 11718 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 11718 is 37 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 11718 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- 11718 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 11718 is $157 per month for minimum coverage and $217 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 11706: Insurance costs 12.82% more
- 11795: Insurance costs 2.38% more
- 11751: Insurance costs 2.96% more
- 11703: Insurance costs 3.22% more
- 11702: Insurance costs 3.19% more
- 11729: Insurance costs 8.25% more
- 11717: Insurance costs 17.12% more
- 11730: Insurance costs 0.84% more
- 11704: Insurance costs 6.37% more
- 11752: Insurance costs 1.69% more
Zip Codes with Similar Populations
- 94038: Insurance costs 25.07% less
- 57030: Insurance costs 42.07% less
- 42031: Insurance costs 19.92% less
- 53075: Insurance costs 59.19% less
- 98240: Insurance costs 47.87% less
- 97019: Insurance costs 38.69% less
- 78375: Insurance costs 32.44% less
- 64658: Insurance costs 32.51% less
- 63555: Insurance costs 30.94% less
- 61273: Insurance costs 45.99% less