Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 14001, NY
We monitor insurance prices, helping the average driver in 14001 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 14001
The chart below shows the cheapest car insurance company in 14001 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 14001 Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $113 |
| Safeco Insurance | $121 |
| Geico | $127 |
Savings for Every Kind of 14001 Driver
Based on our extensive insurance data, we know the average 14001 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $686 per year by choosing the right vehicle insurance company. Some 14001 residents are paying out over $2,302 extra every year for auto insurance in 14001. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
14001, NY Savings / Yr. |
|---|---|
$686 |
|
$438 |
|
$874 |
|
$885 |
|
$2,167 |
|
$725 |
|
$1,155 |
14001 Car Insurance vs. New York
People living in 14001 pay an average of 5.07% less than the typical driver in the state. The average driver in 14001 can expect to pay about $1,670 per year, or $2,302 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 14001 for most people.
Car Insurance Prices by 14001 Neighborhood
Insurance Prices
Where is insurance cheapest within 14001?
The map shows insurance prices in and around 14001, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $315 per year within the zip boundaries, with insurance premiums ranging from a high of $2,491 to a low of $2,176. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of 14001.Pick the Best Car Insurance Company for You in 14001
The best car insurance provider for most drivers in 14001
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $686 over the average 14001 car insurance company.
The best car insurance provider for 14001 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $438 over the competition.
The best car insurance company for 14001 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $874 better than other car insurance companies.
The best auto insurance for 14001 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $885 less each year.
The least expensive car insurance company for new and young drivers in 14001
In 14001, Progressive costs young drivers $2,167 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 14001
Progressive gave the largest car insurance discounts to married couples, averaging $725 saved each year compared to an average 14001 couple's premiums.
The cheapest car insurance in 14001 for drivers with bad credit
The best 14001 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 14001, which was better than other insurers.
The cheapest large national provider in 14001
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 14001 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 14001, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 14001
What Influences the Cost of Car Insurance in 14001?
On average, car insurance in 14001 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 14001 is 32 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 14001 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- 14001 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 14001 is $139 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 14031: Insurance costs 0.61% less
- 14032: Insurance costs 2.39% more
- 14036: Insurance costs 3.82% less
- 14013: Insurance costs 3.34% less
- 14051: Insurance costs 1.09% more
- 14026: Insurance costs 3.04% less
- 14221: Insurance costs 0.52% more
- 14068: Insurance costs 3.34% more
- 14125: Insurance costs 7.56% less
- 14043: Insurance costs 2.30% less
Zip Codes with Similar Populations
- 15367: Insurance costs 39.57% less
- 71463: Insurance costs 28.80% more
- 72007: Insurance costs 26.72% less
- 78112: Insurance costs 23.63% less
- 19118: Insurance costs 33.88% less
- 18954: Insurance costs 37.92% less
- 92320: Insurance costs 10.17% less
- 14467: Insurance costs 7.47% less
- 11096: Insurance costs 41.88% more
- 10930: Insurance costs 9.82% more