Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 14619, NY
We monitor insurance prices, helping the average driver in 14619 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 14619
The chart below shows the cheapest car insurance company in 14619 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 14619 Insurer | Monthly Cost |
|---|---|
| Kemper | $103 |
| Plymouth Rock Assurance | $137 |
| Safeco Insurance | $148 |
| Geico | $154 |
Savings for Every Kind of 14619 Driver
Based on our extensive insurance data, we know the average 14619 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $835 per year by choosing the right vehicle insurance company. Some 14619 residents are paying out over $2,802 extra every year for auto insurance in 14619. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
14619, NY Savings / Yr. |
|---|---|
$835 |
|
$533 |
|
$1,064 |
|
$1,077 |
|
$2,638 |
|
$883 |
|
$1,406 |
14619 Car Insurance vs. New York
People living in 14619 pay an average of 15.55% more than the typical driver in the state. The average driver in 14619 can expect to pay about $2,033 per year, or $2,802 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 14619 for most people.
Car Insurance Prices by 14619 Neighborhood
Insurance Prices
Where is insurance cheapest within 14619?
The map shows insurance prices in and around 14619, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $847 per year within the zip boundaries, with insurance premiums ranging from a high of $3,202 to a low of $2,355. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of 14619.Pick the Best Car Insurance Company for You in 14619
The best car insurance provider for most drivers in 14619
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $835 over the average 14619 car insurance company.
The best car insurance provider for 14619 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $533 over the competition.
The best car insurance company for 14619 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,064 better than other car insurance companies.
The best auto insurance for 14619 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,077 less each year.
The least expensive car insurance company for new and young drivers in 14619
In 14619, Progressive costs young drivers $2,638 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 14619
Progressive gave the largest car insurance discounts to married couples, averaging $883 saved each year compared to an average 14619 couple's premiums.
The cheapest car insurance in 14619 for drivers with bad credit
The best 14619 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 14619, which was better than other insurers.
The cheapest large national provider in 14619
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 14619 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 14619, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 14619
What Influences the Cost of Car Insurance in 14619?
On average, car insurance in 14619 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 14619 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 14619 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 14619 is $169 per month for minimum coverage and $234 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 14611: Insurance costs 1.82% more
- 14627: Insurance costs 20.31% less
- 14608: Insurance costs 1.50% more
- 14614: Insurance costs 4.21% less
- 14620: Insurance costs 17.70% less
- 14647: Insurance costs 14.03% less
- 14604: Insurance costs 11.46% less
- 14606: Insurance costs 13.03% less
- 14607: Insurance costs 18.34% less
- 14613: Insurance costs 2.53% less
Zip Codes with Similar Populations
- 54961: Insurance costs 60.89% less
- 29325: Insurance costs 41.01% less
- 29907: Insurance costs 42.40% less
- 30642: Insurance costs 38.33% less
- 39437: Insurance costs 41.68% less
- 39574: Insurance costs 38.08% less
- 41143: Insurance costs 21.45% less
- 47601: Insurance costs 57.46% less
- 49660: Insurance costs 0.32% less
- 53963: Insurance costs 61.88% less