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Get Cheap Car Insurance in 14869, NY
We monitor insurance prices, helping the average driver in 14869 save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 14869
The chart below shows the cheapest car insurance company in 14869 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 14869 Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $108 |
| Geico | $113 |
Savings for Every Kind of 14869 Driver
Based on our extensive insurance data, we know the average 14869 driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $612 per year by choosing the right vehicle insurance company. Some 14869 residents are paying out over $2,053 extra every year for auto insurance in 14869. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
14869, NY Savings / Yr. |
|---|---|
$612 |
|
$390 |
|
$780 |
|
$789 |
|
$1,933 |
|
$647 |
|
$1,030 |
14869 Car Insurance vs. New York
People living in 14869 pay an average of 15.35% less than the typical driver in the state. The average driver in 14869 can expect to pay about $1,489 per year, or $2,053 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 14869 for most people.
Car Insurance Prices by 14869 Neighborhood
Insurance Prices
Where is insurance cheapest within 14869?
The map shows insurance prices in and around 14869, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the zip boundaries, with insurance premiums ranging from a high of $2,067 to a low of $2,013. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of 14869.Pick the Best Car Insurance Company for You in 14869
The best car insurance provider for most drivers in 14869
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $612 over the average 14869 car insurance company.
The best car insurance provider for 14869 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $390 over the competition.
The best car insurance company for 14869 drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $780 better than other car insurance companies.
The best auto insurance for 14869 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $789 less each year.
The least expensive car insurance company for new and young drivers in 14869
In 14869, Progressive costs young drivers $1,933 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 14869
Progressive gave the largest car insurance discounts to married couples, averaging $647 saved each year compared to an average 14869 couple's premiums.
The cheapest car insurance in 14869 for drivers with bad credit
The best 14869 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 14869
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 14869 driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 14869, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 14869
What Influences the Cost of Car Insurance in 14869?
On average, car insurance in 14869 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 14869 is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 14869 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- 14869 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 14869 is $124 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 14805: Insurance costs 0.73% less
- 14865: Insurance costs 1.95% less
- 14824: Insurance costs 1.75% less
- 14818: Insurance costs 0.88% less
- 14891: Insurance costs 0.10% less
- 14864: Insurance costs 3.26% less
- 14872: Insurance costs 1.75% less
- 14867: Insurance costs 0.44% more
- 14878: Insurance costs 1.27% less
- 14812: Insurance costs 0.49% more
Zip Codes with Similar Populations
- 92242: Insurance costs 7.40% less
- 36860: Insurance costs 24.40% less
- 40104: Insurance costs 2.29% more
- 04438: Insurance costs 53.63% less
- 91963: Insurance costs 10.28% less
- 84724: Insurance costs 34.49% less
- 38627: Insurance costs 15.29% less
- 95306: Insurance costs 11.54% less
- 65680: Insurance costs 11.25% less
- 49288: Insurance costs 38.33% more