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Get Cheap Car Insurance in 16159, PA
We monitor insurance prices, helping the average driver in 16159 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 16159
The chart below shows the cheapest car insurance company in 16159 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 16159 Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $51 |
| State Farm | $53 |
Savings for Every Kind of 16159 Driver
Based on our extensive insurance data, we know the average 16159 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some 16159 residents are paying out over $1,353 extra every year for auto insurance in 16159. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
16159, PA Savings / Yr. |
|---|---|
$380 |
|
$672 |
|
$513 |
|
$612 |
|
$1,567 |
|
$271 |
|
$485 |
16159 Car Insurance vs. Pennsylvania
People living in 16159 pay an average of 5.12% less than the typical driver in the state. The average driver in 16159 can expect to pay about $839 per year, or $1,353 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 16159 for most people.
Car Insurance Prices by 16159 Neighborhood
Insurance Prices
Where is insurance cheapest within 16159?
The map shows insurance prices in and around 16159, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the zip boundaries, with insurance premiums ranging from a high of $1,429 to a low of $1,326. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of 16159.Pick the Best Car Insurance Company for You in 16159
The best car insurance provider for most drivers in 16159
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $380 over the average 16159 car insurance company.
The best car insurance provider for 16159 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $672 over the competition.
The best car insurance company for 16159 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.
The best auto insurance for 16159 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $612 less each year.
The least expensive car insurance company for new and young drivers in 16159
In 16159, Travelers costs young drivers $1,567 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 16159
State Farm gave the largest car insurance discounts to married couples, averaging $271 saved each year compared to an average 16159 couple's premiums.
The cheapest car insurance in 16159 for drivers with bad credit
The best 16159 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 16159
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 16159 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 16159, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 16159
What Influences the Cost of Car Insurance in 16159?
On average, car insurance in 16159 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 16159 is 24 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 16159 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 16159 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 16159 is $70 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 16161: Insurance costs 4.07% more
- 16121: Insurance costs 8.28% more
- 16143: Insurance costs the same
- 16148: Insurance costs 1.11% more
- 16146: Insurance costs 4.51% more
- 16140: Insurance costs 0.07% more
- 44438: Insurance costs 17.96% less
- 44425: Insurance costs 18.26% less
- 16155: Insurance costs 0.07% more
- 16142: Insurance costs 1.77% less
Zip Codes with Similar Populations
- 59072: Insurance costs 19.73% more
- 35131: Insurance costs 16.26% more
- 55927: Insurance costs 12.79% more
- 81252: Insurance costs 38.29% more
- 69201: Insurance costs 7.46% more
- 29055: Insurance costs 25.06% more
- 32180: Insurance costs 77.01% more
- 84017: Insurance costs 3.40% more
- 54448: Insurance costs 17.74% less
- 32331: Insurance costs 84.18% more