Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 16663, PA
We monitor insurance prices, helping the average driver in 16663 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 16663
The chart below shows the cheapest car insurance company in 16663 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 16663 Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of 16663 Driver
Based on our extensive insurance data, we know the average 16663 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some 16663 residents are paying out over $1,410 extra every year for auto insurance in 16663. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
16663, PA Savings / Yr. |
|---|---|
$396 |
|
$700 |
|
$535 |
|
$638 |
|
$1,634 |
|
$283 |
|
$505 |
16663 Car Insurance vs. Pennsylvania
People living in 16663 pay an average of 1.11% less than the typical driver in the state. The average driver in 16663 can expect to pay about $874 per year, or $1,410 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 16663 for most people.
Car Insurance Prices by 16663 Neighborhood
Insurance Prices
Where is insurance cheapest within 16663?
The map shows insurance prices in and around 16663, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,410 to a low of $1,410. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 16663.Pick the Best Car Insurance Company for You in 16663
The best car insurance provider for most drivers in 16663
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $396 over the average 16663 car insurance company.
The best car insurance provider for 16663 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $700 over the competition.
The best car insurance company for 16663 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for 16663 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $638 less each year.
The least expensive car insurance company for new and young drivers in 16663
In 16663, Travelers costs young drivers $1,634 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 16663
State Farm gave the largest car insurance discounts to married couples, averaging $283 saved each year compared to an average 16663 couple's premiums.
The cheapest car insurance in 16663 for drivers with bad credit
The best 16663 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 16663, which was better than other insurers.
The cheapest large national provider in 16663
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 16663 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 16663, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 16663
What Influences the Cost of Car Insurance in 16663?
On average, car insurance in 16663 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 16663 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 16663 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 16663 is $73 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 16698: Insurance costs the same
- 16651: Insurance costs 3.19% less
- 16671: Insurance costs 3.33% less
- 16620: Insurance costs 3.62% less
- 16680: Insurance costs 3.33% less
- 16616: Insurance costs 3.48% less
- 16661: Insurance costs 4.18% less
- 16666: Insurance costs 3.76% less
- 16677: Insurance costs 7.30% less
- 16645: Insurance costs 4.18% less
Zip Codes with Similar Populations
- 79232: Insurance costs 26.81% more
- 41713: Insurance costs 62.20% more
- 41848: Insurance costs 58.01% more
- 42322: Insurance costs 43.69% more
- 43736: Insurance costs 21.06% less
- 46302: Insurance costs 14.54% less
- 47654: Insurance costs 12.70% less
- 59081: Insurance costs 12.41% more
- 73746: Insurance costs 17.80% more
- 78851: Insurance costs 15.25% more