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Get Cheap Car Insurance in 16822, PA
We monitor insurance prices, helping the average driver in 16822 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 16822
The chart below shows the cheapest car insurance company in 16822 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 16822 Insurer | Monthly Cost |
|---|---|
| Kemper | $49 |
| Metromile | $49 |
| Travelers | $49 |
| State Farm | $52 |
Savings for Every Kind of 16822 Driver
Based on our extensive insurance data, we know the average 16822 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some 16822 residents are paying out over $1,320 extra every year for auto insurance in 16822. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
16822, PA Savings / Yr. |
|---|---|
$370 |
|
$655 |
|
$501 |
|
$597 |
|
$1,529 |
|
$265 |
|
$473 |
16822 Car Insurance vs. Pennsylvania
People living in 16822 pay an average of 7.45% less than the typical driver in the state. The average driver in 16822 can expect to pay about $818 per year, or $1,320 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 16822 for most people.
Car Insurance Prices by 16822 Neighborhood
Insurance Prices
Where is insurance cheapest within 16822?
The map shows insurance prices in and around 16822, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the zip boundaries, with insurance premiums ranging from a high of $1,335 to a low of $1,283. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of 16822.Pick the Best Car Insurance Company for You in 16822
The best car insurance provider for most drivers in 16822
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $370 over the average 16822 car insurance company.
The best car insurance provider for 16822 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $655 over the competition.
The best car insurance company for 16822 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $501 better than other car insurance companies.
The best auto insurance for 16822 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $597 less each year.
The least expensive car insurance company for new and young drivers in 16822
In 16822, Travelers costs young drivers $1,529 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 16822
State Farm gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average 16822 couple's premiums.
The cheapest car insurance in 16822 for drivers with bad credit
The best 16822 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 16822
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 16822 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 16822, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 16822
What Influences the Cost of Car Insurance in 16822?
On average, car insurance in 16822 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 16822 is 34 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 16822 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 16822 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 16822 is $68 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 16826: Insurance costs 1.59% more
- 17751: Insurance costs 3.03% less
- 16841: Insurance costs 0.61% less
- 16848: Insurance costs 2.58% less
- 17750: Insurance costs 4.62% less
- 17767: Insurance costs 3.26% less
- 16864: Insurance costs 0.98% more
- 17745: Insurance costs 1.52% less
- 16856: Insurance costs 1.29% less
- 16852: Insurance costs 3.26% less
Zip Codes with Similar Populations
- 25003: Insurance costs 15.61% more
- 52756: Insurance costs 7.88% less
- 48467: Insurance costs 116.97% more
- 56131: Insurance costs 16.89% more
- 64725: Insurance costs 35.38% more
- 67104: Insurance costs 19.77% more
- 77420: Insurance costs 25.08% more
- 31512: Insurance costs 21.14% more
- 30555: Insurance costs 32.12% more
- 30105: Insurance costs 28.48% more