Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 18241, PA
We monitor insurance prices, helping the average driver in 18241 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 18241
The chart below shows the cheapest car insurance company in 18241 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 18241 Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $51 |
| State Farm | $53 |
Savings for Every Kind of 18241 Driver
Based on our extensive insurance data, we know the average 18241 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some 18241 residents are paying out over $1,355 extra every year for auto insurance in 18241. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
18241, PA Savings / Yr. |
|---|---|
$380 |
|
$673 |
|
$514 |
|
$613 |
|
$1,570 |
|
$272 |
|
$486 |
18241 Car Insurance vs. Pennsylvania
People living in 18241 pay an average of 4.96% less than the typical driver in the state. The average driver in 18241 can expect to pay about $840 per year, or $1,355 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 18241 for most people.
Car Insurance Prices by 18241 Neighborhood
Insurance Prices
Where is insurance cheapest within 18241?
The map shows insurance prices in and around 18241, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the zip boundaries, with insurance premiums ranging from a high of $1,376 to a low of $1,337. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of 18241.Pick the Best Car Insurance Company for You in 18241
The best car insurance provider for most drivers in 18241
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $380 over the average 18241 car insurance company.
The best car insurance provider for 18241 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $673 over the competition.
The best car insurance company for 18241 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $514 better than other car insurance companies.
The best auto insurance for 18241 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $613 less each year.
The least expensive car insurance company for new and young drivers in 18241
In 18241, Travelers costs young drivers $1,570 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 18241
State Farm gave the largest car insurance discounts to married couples, averaging $272 saved each year compared to an average 18241 couple's premiums.
The cheapest car insurance in 18241 for drivers with bad credit
The best 18241 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 18241, which was better than other insurers.
The cheapest large national provider in 18241
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 18241 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 18241, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 18241
What Influences the Cost of Car Insurance in 18241?
On average, car insurance in 18241 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 18241 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 18241 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 18241 is $70 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 18256: Insurance costs 1.55% more
- 18246: Insurance costs 1.55% more
- 17985: Insurance costs 1.03% less
- 18242: Insurance costs the same
- 18248: Insurance costs the same
- 18249: Insurance costs 1.85% more
- 17967: Insurance costs 0.52% more
- 18219: Insurance costs 2.51% more
- 18635: Insurance costs 2.07% less
- 17976: Insurance costs 6.05% more
Zip Codes with Similar Populations
- 41232: Insurance costs 67.23% more
- 47325: Insurance costs 11.88% less
- 42371: Insurance costs 52.47% more
- 66042: Insurance costs 13.51% more
- 42028: Insurance costs 56.90% more
- 41754: Insurance costs 72.47% more
- 41464: Insurance costs 73.28% more
- 66550: Insurance costs 12.62% more
- 69169: Insurance costs 6.72% more
- 82842: Insurance costs 16.61% more