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Get Cheap Car Insurance in 18324, PA
We monitor insurance prices, helping the average driver in 18324 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 18324
The chart below shows the cheapest car insurance company in 18324 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 18324 Insurer | Monthly Cost |
|---|---|
| Kemper | $60 |
| Metromile | $60 |
| Travelers | $60 |
| State Farm | $63 |
Savings for Every Kind of 18324 Driver
Based on our extensive insurance data, we know the average 18324 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some 18324 residents are paying out over $1,612 extra every year for auto insurance in 18324. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
18324, PA Savings / Yr. |
|---|---|
$452 |
|
$800 |
|
$612 |
|
$729 |
|
$1,867 |
|
$323 |
|
$578 |
18324 Car Insurance vs. Pennsylvania
People living in 18324 pay an average of 13.04% more than the typical driver in the state. The average driver in 18324 can expect to pay about $999 per year, or $1,612 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 18324 for most people.
Car Insurance Prices by 18324 Neighborhood
Insurance Prices
Where is insurance cheapest within 18324?
The map shows insurance prices in and around 18324, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $241 per year within the zip boundaries, with insurance premiums ranging from a high of $1,665 to a low of $1,424. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of 18324.Pick the Best Car Insurance Company for You in 18324
The best car insurance provider for most drivers in 18324
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $452 over the average 18324 car insurance company.
The best car insurance provider for 18324 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $800 over the competition.
The best car insurance company for 18324 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $612 better than other car insurance companies.
The best auto insurance for 18324 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $729 less each year.
The least expensive car insurance company for new and young drivers in 18324
In 18324, Travelers costs young drivers $1,867 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 18324
State Farm gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average 18324 couple's premiums.
The cheapest car insurance in 18324 for drivers with bad credit
The best 18324 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 18324
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 18324 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 18324, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 18324
What Influences the Cost of Car Insurance in 18324?
On average, car insurance in 18324 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 18324 is 73 minutes, which is far more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 18324 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 18324 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 18324 is $83 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 18371: Insurance costs 3.29% more
- 18302: Insurance costs 0.99% less
- 07881: Insurance costs 8.87% more
- 18335: Insurance costs 5.83% less
- 18328: Insurance costs 10.30% less
- 18356: Insurance costs 2.98% less
- 07851: Insurance costs 8.87% more
- 18320: Insurance costs 7.63% more
- 18301: Insurance costs 4.16% less
- 18325: Insurance costs 10.79% less
Zip Codes with Similar Populations
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- 51442: Insurance costs 19.35% less
- 53581: Insurance costs 29.78% less
- 60475: Insurance costs 4.53% more
- 64078: Insurance costs 11.29% more
- 70444: Insurance costs 91.44% more
- 01949: Insurance costs 1.80% less