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Get Cheap Car Insurance in 18360, PA
We monitor insurance prices, helping the average driver in 18360 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 18360
The chart below shows the cheapest car insurance company in 18360 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 18360 Insurer | Monthly Cost |
|---|---|
| Kemper | $54 |
| Metromile | $54 |
| Travelers | $54 |
| State Farm | $57 |
Savings for Every Kind of 18360 Driver
Based on our extensive insurance data, we know the average 18360 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some 18360 residents are paying out over $1,454 extra every year for auto insurance in 18360. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
18360, PA Savings / Yr. |
|---|---|
$408 |
|
$722 |
|
$552 |
|
$658 |
|
$1,684 |
|
$292 |
|
$521 |
18360 Car Insurance vs. Pennsylvania
People living in 18360 pay an average of 1.96% more than the typical driver in the state. The average driver in 18360 can expect to pay about $901 per year, or $1,454 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 18360 for most people.
Car Insurance Prices by 18360 Neighborhood
Insurance Prices
Where is insurance cheapest within 18360?
The map shows insurance prices in and around 18360, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $247 per year within the zip boundaries, with insurance premiums ranging from a high of $1,608 to a low of $1,361. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of 18360.Pick the Best Car Insurance Company for You in 18360
The best car insurance provider for most drivers in 18360
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $408 over the average 18360 car insurance company.
The best car insurance provider for 18360 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $722 over the competition.
The best car insurance company for 18360 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $552 better than other car insurance companies.
The best auto insurance for 18360 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $658 less each year.
The least expensive car insurance company for new and young drivers in 18360
In 18360, Travelers costs young drivers $1,684 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 18360
State Farm gave the largest car insurance discounts to married couples, averaging $292 saved each year compared to an average 18360 couple's premiums.
The cheapest car insurance in 18360 for drivers with bad credit
The best 18360 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 18360
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 18360 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 18360, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 18360
What Influences the Cost of Car Insurance in 18360?
On average, car insurance in 18360 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 18360 is 39 minutes, which is far more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 18360 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 18360 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 18360 is $75 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 18321: Insurance costs 3.30% more
- 18301: Insurance costs 6.26% more
- 18352: Insurance costs 2.75% more
- 18372: Insurance costs 0.55% less
- 18320: Insurance costs 19.33% more
- 18354: Insurance costs 1.31% less
- 18327: Insurance costs 0.21% more
- 18332: Insurance costs 4.20% more
- 18353: Insurance costs 0.76% less
- 18355: Insurance costs 5.98% more
Zip Codes with Similar Populations
- 17257: Insurance costs 12.93% less
- 11356: Insurance costs 129.50% more
- 83221: Insurance costs 24.14% less
- 78754: Insurance costs 26.07% more
- 77033: Insurance costs 50.21% more
- 75901: Insurance costs 11.97% more
- 74137: Insurance costs 23.73% more
- 73132: Insurance costs 28.20% more
- 68164: Insurance costs 0.83% less
- 64014: Insurance costs 27.17% more