Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 18419, PA
We monitor insurance prices, helping the average driver in 18419 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 18419
The chart below shows the cheapest car insurance company in 18419 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 18419 Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of 18419 Driver
Based on our extensive insurance data, we know the average 18419 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some 18419 residents are paying out over $1,375 extra every year for auto insurance in 18419. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
18419, PA Savings / Yr. |
|---|---|
$386 |
|
$683 |
|
$522 |
|
$622 |
|
$1,593 |
|
$276 |
|
$493 |
18419 Car Insurance vs. Pennsylvania
People living in 18419 pay an average of 3.56% less than the typical driver in the state. The average driver in 18419 can expect to pay about $853 per year, or $1,375 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 18419 for most people.
Car Insurance Prices by 18419 Neighborhood
Insurance Prices
Where is insurance cheapest within 18419?
The map shows insurance prices in and around 18419, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the zip boundaries, with insurance premiums ranging from a high of $1,386 to a low of $1,344. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of 18419.Pick the Best Car Insurance Company for You in 18419
The best car insurance provider for most drivers in 18419
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $386 over the average 18419 car insurance company.
The best car insurance provider for 18419 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $683 over the competition.
The best car insurance company for 18419 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for 18419 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $622 less each year.
The least expensive car insurance company for new and young drivers in 18419
In 18419, Travelers costs young drivers $1,593 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 18419
State Farm gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average 18419 couple's premiums.
The cheapest car insurance in 18419 for drivers with bad credit
The best 18419 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 18419, which was better than other insurers.
The cheapest large national provider in 18419
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 18419 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 18419, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 18419
What Influences the Cost of Car Insurance in 18419?
On average, car insurance in 18419 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 18419 is 31 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 18419 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 18419 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 18419 is $71 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 18414: Insurance costs 0.51% less
- 18625: Insurance costs 0.65% more
- 18446: Insurance costs 0.95% more
- 18471: Insurance costs 0.58% more
- 18420: Insurance costs 0.65% more
- 18411: Insurance costs 0.44% less
- 18657: Insurance costs 0.29% less
- 18615: Insurance costs 0.80% less
- 18844: Insurance costs 0.80% more
- 18508: Insurance costs 3.49% more
Zip Codes with Similar Populations
- 55120: Insurance costs 19.27% more
- 46562: Insurance costs 16.22% less
- 46741: Insurance costs 15.64% less
- 47106: Insurance costs 13.60% less
- 47136: Insurance costs 14.47% less
- 47648: Insurance costs 14.18% less
- 53021: Insurance costs 20.95% less
- 53807: Insurance costs 18.62% less
- 54742: Insurance costs 18.55% less
- 54758: Insurance costs 17.16% less