Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 19541, PA
We monitor insurance prices, helping the average driver in 19541 save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in 19541
The chart below shows the cheapest car insurance company in 19541 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| 19541 Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $50 |
| State Farm | $53 |
Savings for Every Kind of 19541 Driver
Based on our extensive insurance data, we know the average 19541 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some 19541 residents are paying out over $1,346 extra every year for auto insurance in 19541. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
19541, PA Savings / Yr. |
|---|---|
$378 |
|
$668 |
|
$511 |
|
$609 |
|
$1,559 |
|
$270 |
|
$482 |
19541 Car Insurance vs. Pennsylvania
People living in 19541 pay an average of 5.60% less than the typical driver in the state. The average driver in 19541 can expect to pay about $834 per year, or $1,346 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 19541 for most people.
Car Insurance Prices by 19541 Neighborhood
Insurance Prices
Where is insurance cheapest within 19541?
The map shows insurance prices in and around 19541, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the zip boundaries, with insurance premiums ranging from a high of $1,350 to a low of $1,309. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of 19541.Pick the Best Car Insurance Company for You in 19541
The best car insurance provider for most drivers in 19541
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $378 over the average 19541 car insurance company.
The best car insurance provider for 19541 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $668 over the competition.
The best car insurance company for 19541 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.
The best auto insurance for 19541 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in 19541
In 19541, Travelers costs young drivers $1,559 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 19541
State Farm gave the largest car insurance discounts to married couples, averaging $270 saved each year compared to an average 19541 couple's premiums.
The cheapest car insurance in 19541 for drivers with bad credit
The best 19541 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 19541, which was better than other insurers.
The cheapest large national provider in 19541
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 19541 driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 19541, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around 19541
What Influences the Cost of Car Insurance in 19541?
On average, car insurance in 19541 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 19541 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 19541 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 19541 is $70 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 19555: Insurance costs 1.78% less
- 19533: Insurance costs 1.41% less
- 19554: Insurance costs 1.26% less
- 19526: Insurance costs 1.49% less
- 19506: Insurance costs 1.11% less
- 19605: Insurance costs 2.90% more
- 19549: Insurance costs 1.34% more
- 19510: Insurance costs 1.41% less
- 19560: Insurance costs 0.74% more
- 19564: Insurance costs 2.60% less
Zip Codes with Similar Populations
- 71943: Insurance costs 24.59% more
- 68305: Insurance costs 2.97% more
- 36278: Insurance costs 12.70% more
- 36260: Insurance costs 16.42% more
- 69138: Insurance costs 4.61% more
- 35553: Insurance costs 15.45% more
- 35456: Insurance costs 14.41% more
- 32950: Insurance costs 80.98% more
- 32455: Insurance costs 76.23% more
- 31068: Insurance costs 28.45% more