Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 20016, DC
We monitor insurance prices, helping the average driver in 20016 save up to 38.3% on car insurance.
The Cheapest Minimum Coverage in 20016
The chart below shows the cheapest car insurance company in 20016 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.
| 20016 Insurer | Monthly Cost |
|---|---|
| Travelers | $64 |
| Erie Insurance | $66 |
| State Farm | $77 |
| Midvale Home & Auto | $83 |
Savings for Every Kind of 20016 Driver
Based on our extensive insurance data, we know the average 20016 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $508 per year by choosing the right vehicle insurance company. Some 20016 residents are paying out over $2,053 extra every year for auto insurance in 20016. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
20016, DC Savings / Yr. |
|---|---|
$508 |
|
$809 |
|
$524 |
|
$1,226 |
|
$2,604 |
|
$481 |
|
$460 |
20016 Car Insurance vs. District of Columbia
People living in 20016 pay an average of 6.06% more than the typical driver in the state. The average driver in 20016 can expect to pay about $1,080 per year, or $2,053 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 20016 for most people.
Car Insurance Prices by 20016 Neighborhood
Insurance Prices
Where is insurance cheapest within 20016?
The map shows insurance prices in and around 20016, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $412 per year within the zip boundaries, with insurance premiums ranging from a high of $2,251 to a low of $1,839. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of 20016.Pick the Best Car Insurance Company for You in 20016
The best car insurance provider for most drivers in 20016
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $508 over the average 20016 car insurance company.
The best car insurance provider for 20016 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.
The best car insurance company for 20016 drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $524 better than other car insurance companies.
The best auto insurance for 20016 drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,226 less each year.
The least expensive car insurance company for new and young drivers in 20016
In 20016, Erie Insurance costs young drivers $2,604 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 20016
State Farm gave the largest car insurance discounts to married couples, averaging $481 saved each year compared to an average 20016 couple's premiums.
The cheapest car insurance in 20016 for drivers with bad credit
The best 20016 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 20016, which was better than other insurers.
The cheapest large national provider in 20016
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 20016 driver can expect to pay about $121 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 20016, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 20016
What Influences the Cost of Car Insurance in 20016?
On average, car insurance in 20016 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 20016 is 33 minutes, which is about the national average for a driver in the state.
- District of Columbia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 20016 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 20016 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 20016 is $90 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 20008: Insurance costs 5.41% more
- 20007: Insurance costs 0.93% more
- 20816: Insurance costs 8.82% less
- 20015: Insurance costs 1.02% less
- 20057: Insurance costs 7.16% less
- 20815: Insurance costs 7.31% less
- 20010: Insurance costs 16.07% more
- 20009: Insurance costs 11.35% more
- 20037: Insurance costs 5.65% more
- 20036: Insurance costs 6.72% more
Zip Codes with Similar Populations
- 21075: Insurance costs 3.17% less
- 75189: Insurance costs 18.27% less
- 75214: Insurance costs 10.38% less
- 76002: Insurance costs 6.04% less
- 22079: Insurance costs 34.29% less
- 76014: Insurance costs 4.72% less
- 77009: Insurance costs 1.56% less
- 77477: Insurance costs 5.89% less
- 21113: Insurance costs 6.14% less
- 27103: Insurance costs 39.50% less