Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 20148, VA
We monitor insurance prices, helping the average driver in 20148 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 20148
The chart below shows the cheapest car insurance company in 20148 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 20148 Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $52 |
| Farm Bureau | $54 |
| Safeco Insurance | $58 |
Savings for Every Kind of 20148 Driver
Based on our extensive insurance data, we know the average 20148 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $476 per year by choosing the right vehicle insurance company. Some 20148 residents are paying out over $1,262 extra every year for auto insurance in 20148. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
20148, VA Savings / Yr. |
|---|---|
$476 |
|
$812 |
|
$695 |
|
$679 |
|
$1,112 |
|
$255 |
|
$458 |
20148 Car Insurance vs. Virginia
People living in 20148 pay an average of 3.89% more than the typical driver in the state. The average driver in 20148 can expect to pay about $874 per year, or $1,262 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 20148 for most people.
Car Insurance Prices by 20148 Neighborhood
Insurance Prices
Where is insurance cheapest within 20148?
The map shows insurance prices in and around 20148, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the zip boundaries, with insurance premiums ranging from a high of $1,316 to a low of $1,230. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of 20148.Pick the Best Car Insurance Company for You in 20148
The best car insurance provider for most drivers in 20148
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $476 over the average 20148 car insurance company.
The best car insurance provider for 20148 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $812 over the competition.
The best car insurance company for 20148 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $695 better than other car insurance companies.
The best auto insurance for 20148 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $679 less each year.
The least expensive car insurance company for new and young drivers in 20148
In 20148, Erie Insurance costs young drivers $1,112 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 20148
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average 20148 couple's premiums.
The cheapest car insurance in 20148 for drivers with bad credit
The best 20148 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 20148, which was better than other insurers.
The cheapest large national provider in 20148
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 20148 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 20148, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 20148
What Influences the Cost of Car Insurance in 20148?
On average, car insurance in 20148 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 20148 is 47 minutes, which is far more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 20148 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 20148 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 20148 is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 20147: Insurance costs 1.66% more
- 20166: Insurance costs 0.63% more
- 20105: Insurance costs 1.43% more
- 20152: Insurance costs 3.25% more
- 20164: Insurance costs 3.88% more
- 20175: Insurance costs 1.03% less
- 20170: Insurance costs 4.04% more
- 20171: Insurance costs 4.91% more
- 20165: Insurance costs 2.85% more
- 20151: Insurance costs 5.78% more
Zip Codes with Similar Populations
- 02155: Insurance costs 46.12% more
- 75149: Insurance costs 55.15% more
- 90745: Insurance costs 76.23% more
- 30331: Insurance costs 77.58% more
- 29732: Insurance costs 33.44% more
- 92071: Insurance costs 53.41% more
- 23456: Insurance costs 1.43% less
- 23320: Insurance costs 3.25% less
- 22192: Insurance costs 7.45% more
- 21117: Insurance costs 73.30% more