Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in 20833, MD

We monitor insurance prices, helping the average driver in 20833 save up to 26.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in 20833

The chart below shows the cheapest car insurance company in 20833 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
20833 Insurer Monthly Cost
State Farm $89
Erie Insurance $90
Travelers $102
Safeco Insurance $106

Savings for Every Kind of 20833 Driver

The table shows how much the average auto insurance customer in 20833 might save by following our recommendations.

Based on our extensive insurance data, we know the average 20833 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some 20833 residents are paying out over $1,910 extra every year for auto insurance in 20833. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

20833 Car Insurance vs. Maryland

People living in 20833 pay an average of 3.07% more than the typical driver in the state. The average driver in 20833 can expect to pay about $1,302 per year, or $1,910 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in 20833 for most people.

Car Insurance Prices by 20833 Neighborhood

20833, MD map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within 20833?

The map shows insurance prices in and around 20833, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $213 per year within the zip boundaries, with insurance premiums ranging from a high of $2,017 to a low of $1,804. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of 20833.

Pick the Best Car Insurance Company for You in 20833

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the 20833 insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in 20833

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $356 over the average 20833 car insurance company.

Visit Site

We use the average good driver, paying $130 per month, as our baseline for pricing in 20833. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for 20833 drivers with accidents on their records

In 20833 getting into an accident will raise premiums an average 25% for a yearly cost of $2,550. That's $640 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.

Visit Site

The best car insurance company for 20833 drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In 20833, tickets raise premiums on new quotes about $400. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $2,310 per year.

The best auto insurance for 20833 drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,732 per year in auto insurance premiums, which was $823 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $627 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in 20833

In 20833, Erie Insurance costs young drivers $1,205 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in 20833. With an average cost of $5,913 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in 20833

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $160. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in 20833.

State Farm gave the largest car insurance discounts to married couples, averaging $215 saved each year compared to an average 20833 couple's premiums.

Visit Site

The cheapest car insurance in 20833 for drivers with bad credit

People with poor credit saved an average of $842 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,219 every year. Premiums for people with poor credit were about $3,129 in 20833. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best 20833 car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In 20833, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in 20833.

Nationwide was the best company for customer service in 20833 according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 20833, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in 20833. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in 20833

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 7.2% of 20833 residents who are renting, and don't plan to be in the zip or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 20833 driver can expect to pay about $133 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 20833, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around 20833

What Influences the Cost of Car Insurance in 20833?

On average, car insurance in 20833 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:

  • The average commute time in 20833 is 45 minutes, which is a little more than average for a driver in the state.
  • Maryland state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in 20833 are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • 20833 has an average population density in the state. The zip’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in 20833 is $108 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Zip Codes

  • 20862: Insurance costs 0.58% more
  • 20832: Insurance costs 2.36% more
  • 20860: Insurance costs 2.46% more
  • 20861: Insurance costs 2.36% more
  • 20777: Insurance costs 3.04% less
  • 21036: Insurance costs 2.98% less
  • 21737: Insurance costs 2.62% less
  • 20855: Insurance costs 1.88% more
  • 20868: Insurance costs 5.29% more
  • 20905: Insurance costs 6.23% more

Zip Codes with Similar Populations

  • 42167: Insurance costs 8.43% more
  • 65453: Insurance costs 5.71% less
  • 64759: Insurance costs 6.75% less
  • 64683: Insurance costs 7.64% less
  • 62626: Insurance costs 24.08% less
  • 61856: Insurance costs 26.91% less
  • 58072: Insurance costs 27.75% less
  • 52057: Insurance costs 35.71% less
  • 50022: Insurance costs 36.13% less
  • 49083: Insurance costs 38.64% more
* Who is the average 20833 driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central 20833 with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.