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Get Cheap Car Insurance in 21001, MD
We monitor insurance prices, helping the average driver in 21001 save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in 21001
The chart below shows the cheapest car insurance company in 21001 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| 21001 Insurer | Monthly Cost |
|---|---|
| State Farm | $90 |
| Erie Insurance | $91 |
| Travelers | $104 |
| Safeco Insurance | $108 |
Savings for Every Kind of 21001 Driver
Based on our extensive insurance data, we know the average 21001 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $361 per year by choosing the right vehicle insurance company. Some 21001 residents are paying out over $1,940 extra every year for auto insurance in 21001. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
21001, MD Savings / Yr. |
|---|---|
$361 |
|
$339 |
|
$395 |
|
$637 |
|
$1,224 |
|
$219 |
|
$856 |
21001 Car Insurance vs. Maryland
People living in 21001 pay an average of 4.72% more than the typical driver in the state. The average driver in 21001 can expect to pay about $1,323 per year, or $1,940 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in 21001 for most people.
Car Insurance Prices by 21001 Neighborhood
Insurance Prices
Where is insurance cheapest within 21001?
The map shows insurance prices in and around 21001, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $393 per year within the zip boundaries, with insurance premiums ranging from a high of $2,147 to a low of $1,754. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of 21001.Pick the Best Car Insurance Company for You in 21001
The best car insurance provider for most drivers in 21001
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $361 over the average 21001 car insurance company.
The best car insurance provider for 21001 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $339 over the competition.
The best car insurance company for 21001 drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $395 better than other car insurance companies.
The best auto insurance for 21001 drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $637 less each year.
The least expensive car insurance company for new and young drivers in 21001
In 21001, Erie Insurance costs young drivers $1,224 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 21001
State Farm gave the largest car insurance discounts to married couples, averaging $219 saved each year compared to an average 21001 couple's premiums.
The cheapest car insurance in 21001 for drivers with bad credit
The best 21001 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 21001
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 21001 driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 21001, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around 21001
What Influences the Cost of Car Insurance in 21001?
On average, car insurance in 21001 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 21001 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 21001 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 21001 is $110 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 21005: Insurance costs 2.99% less
- 21130: Insurance costs 5.36% less
- 21017: Insurance costs 0.10% more
- 21078: Insurance costs 2.53% less
- 21028: Insurance costs 5.93% less
- 21009: Insurance costs 1.80% less
- 21015: Insurance costs 4.43% less
- 21902: Insurance costs 5.36% less
- 21903: Insurance costs 2.94% less
- 21040: Insurance costs 7.22% more
Zip Codes with Similar Populations
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