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Get Cheap Car Insurance in 21050, MD
We monitor insurance prices, helping the average driver in 21050 save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in 21050
The chart below shows the cheapest car insurance company in 21050 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| 21050 Insurer | Monthly Cost |
|---|---|
| State Farm | $85 |
| Erie Insurance | $87 |
| Travelers | $99 |
| Safeco Insurance | $102 |
Savings for Every Kind of 21050 Driver
Based on our extensive insurance data, we know the average 21050 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some 21050 residents are paying out over $1,842 extra every year for auto insurance in 21050. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
21050, MD Savings / Yr. |
|---|---|
$343 |
|
$322 |
|
$375 |
|
$605 |
|
$1,162 |
|
$208 |
|
$812 |
21050 Car Insurance vs. Maryland
People living in 21050 pay an average of 0.57% less than the typical driver in the state. The average driver in 21050 can expect to pay about $1,256 per year, or $1,842 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in 21050 for most people.
Car Insurance Prices by 21050 Neighborhood
Insurance Prices
Where is insurance cheapest within 21050?
The map shows insurance prices in and around 21050, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $91 per year within the zip boundaries, with insurance premiums ranging from a high of $1,883 to a low of $1,792. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of 21050.Pick the Best Car Insurance Company for You in 21050
The best car insurance provider for most drivers in 21050
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $343 over the average 21050 car insurance company.
The best car insurance provider for 21050 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $322 over the competition.
The best car insurance company for 21050 drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $375 better than other car insurance companies.
The best auto insurance for 21050 drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $605 less each year.
The least expensive car insurance company for new and young drivers in 21050
In 21050, Erie Insurance costs young drivers $1,162 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 21050
State Farm gave the largest car insurance discounts to married couples, averaging $208 saved each year compared to an average 21050 couple's premiums.
The cheapest car insurance in 21050 for drivers with bad credit
The best 21050 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 21050
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 21050 driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 21050, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around 21050
What Influences the Cost of Car Insurance in 21050?
On average, car insurance in 21050 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 21050 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 21050 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 21050 is $105 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 21014: Insurance costs 0.92% less
- 21047: Insurance costs 0.54% more
- 21084: Insurance costs 0.33% more
- 21015: Insurance costs 0.65% more
- 21154: Insurance costs 0.65% less
- 21013: Insurance costs 0.11% less
- 21028: Insurance costs 0.92% less
- 21082: Insurance costs 2.01% less
- 21051: Insurance costs 2.82% less
- 21009: Insurance costs 3.42% more
Zip Codes with Similar Populations
- 02067: Insurance costs 11.07% less
- 19341: Insurance costs 23.13% less
- 06032: Insurance costs 6.73% more
- 06615: Insurance costs 28.07% more
- 07067: Insurance costs 4.51% more
- 19001: Insurance costs 19.71% less
- 17821: Insurance costs 29.48% less
- 50325: Insurance costs 34.47% less
- 62656: Insurance costs 21.34% less
- 62305: Insurance costs 22.31% less