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Get Cheap Car Insurance in 21794, MD
We monitor insurance prices, helping the average driver in 21794 save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in 21794
The chart below shows the cheapest car insurance company in 21794 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| 21794 Insurer | Monthly Cost |
|---|---|
| State Farm | $88 |
| Erie Insurance | $89 |
| Travelers | $101 |
| Safeco Insurance | $105 |
Savings for Every Kind of 21794 Driver
Based on our extensive insurance data, we know the average 21794 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $352 per year by choosing the right vehicle insurance company. Some 21794 residents are paying out over $1,888 extra every year for auto insurance in 21794. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
21794, MD Savings / Yr. |
|---|---|
$352 |
|
$330 |
|
$384 |
|
$619 |
|
$1,191 |
|
$213 |
|
$832 |
21794 Car Insurance vs. Maryland
People living in 21794 pay an average of 1.89% more than the typical driver in the state. The average driver in 21794 can expect to pay about $1,287 per year, or $1,888 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in 21794 for most people.
Car Insurance Prices by 21794 Neighborhood
Insurance Prices
Where is insurance cheapest within 21794?
The map shows insurance prices in and around 21794, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the zip boundaries, with insurance premiums ranging from a high of $1,927 to a low of $1,861. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of 21794.Pick the Best Car Insurance Company for You in 21794
The best car insurance provider for most drivers in 21794
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $352 over the average 21794 car insurance company.
The best car insurance provider for 21794 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $330 over the competition.
The best car insurance company for 21794 drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $384 better than other car insurance companies.
The best auto insurance for 21794 drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $619 less each year.
The least expensive car insurance company for new and young drivers in 21794
In 21794, Erie Insurance costs young drivers $1,191 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 21794
State Farm gave the largest car insurance discounts to married couples, averaging $213 saved each year compared to an average 21794 couple's premiums.
The cheapest car insurance in 21794 for drivers with bad credit
The best 21794 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 21794
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 21794 driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 21794, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around 21794
What Influences the Cost of Car Insurance in 21794?
On average, car insurance in 21794 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 21794 is 43 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 21794 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 21794 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 21794 is $107 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 21738: Insurance costs 0.32% less
- 21723: Insurance costs 1.11% less
- 21737: Insurance costs 1.48% less
- 21036: Insurance costs 1.85% less
- 21104: Insurance costs 0.26% more
- 21042: Insurance costs 2.54% more
- 21163: Insurance costs 7.26% more
- 21797: Insurance costs 2.49% less
- 21029: Insurance costs 0.64% more
- 21784: Insurance costs 3.34% less
Zip Codes with Similar Populations
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- 87537: Insurance costs 16.63% less