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Get Cheap Car Insurance in 21869, MD
We monitor insurance prices, helping the average driver in 21869 save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in 21869
The chart below shows the cheapest car insurance company in 21869 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| 21869 Insurer | Monthly Cost |
|---|---|
| State Farm | $84 |
| Erie Insurance | $85 |
| Travelers | $97 |
| Safeco Insurance | $100 |
Savings for Every Kind of 21869 Driver
Based on our extensive insurance data, we know the average 21869 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some 21869 residents are paying out over $1,807 extra every year for auto insurance in 21869. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
21869, MD Savings / Yr. |
|---|---|
$337 |
|
$316 |
|
$368 |
|
$593 |
|
$1,140 |
|
$204 |
|
$797 |
21869 Car Insurance vs. Maryland
People living in 21869 pay an average of 2.46% less than the typical driver in the state. The average driver in 21869 can expect to pay about $1,232 per year, or $1,807 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in 21869 for most people.
Car Insurance Prices by 21869 Neighborhood
Insurance Prices
Where is insurance cheapest within 21869?
The map shows insurance prices in and around 21869, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $93 per year within the zip boundaries, with insurance premiums ranging from a high of $1,824 to a low of $1,731. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of 21869.Pick the Best Car Insurance Company for You in 21869
The best car insurance provider for most drivers in 21869
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $337 over the average 21869 car insurance company.
The best car insurance provider for 21869 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $316 over the competition.
The best car insurance company for 21869 drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $368 better than other car insurance companies.
The best auto insurance for 21869 drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $593 less each year.
The least expensive car insurance company for new and young drivers in 21869
In 21869, Erie Insurance costs young drivers $1,140 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 21869
State Farm gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average 21869 couple's premiums.
The cheapest car insurance in 21869 for drivers with bad credit
The best 21869 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 21869
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 21869 driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 21869, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around 21869
What Influences the Cost of Car Insurance in 21869?
On average, car insurance in 21869 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 21869 is 39 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 21869 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 21869 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 21869 is $103 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 21835: Insurance costs 4.15% less
- 21837: Insurance costs 0.50% more
- 21631: Insurance costs 1.99% less
- 21861: Insurance costs 2.21% less
- 21659: Insurance costs 0.83% more
- 21830: Insurance costs 2.60% less
- 21856: Insurance costs 2.21% less
- 21865: Insurance costs 1.66% less
- 21613: Insurance costs 2.21% more
- 19931: Insurance costs 2.60% less
Zip Codes with Similar Populations
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- 63339: Insurance costs 1.38% less
- 62445: Insurance costs 22.19% less
- 62422: Insurance costs 19.26% less