Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 22207, VA
We monitor insurance prices, helping the average driver in 22207 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 22207
The chart below shows the cheapest car insurance company in 22207 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 22207 Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $52 |
| Farm Bureau | $54 |
| Safeco Insurance | $58 |
Savings for Every Kind of 22207 Driver
Based on our extensive insurance data, we know the average 22207 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $476 per year by choosing the right vehicle insurance company. Some 22207 residents are paying out over $1,264 extra every year for auto insurance in 22207. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
22207, VA Savings / Yr. |
|---|---|
$476 |
|
$813 |
|
$696 |
|
$680 |
|
$1,113 |
|
$255 |
|
$459 |
22207 Car Insurance vs. Virginia
People living in 22207 pay an average of 3.99% more than the typical driver in the state. The average driver in 22207 can expect to pay about $875 per year, or $1,264 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 22207 for most people.
Car Insurance Prices by 22207 Neighborhood
Insurance Prices
Where is insurance cheapest within 22207?
The map shows insurance prices in and around 22207, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $250 per year within the zip boundaries, with insurance premiums ranging from a high of $1,423 to a low of $1,173. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of 22207.Pick the Best Car Insurance Company for You in 22207
The best car insurance provider for most drivers in 22207
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $476 over the average 22207 car insurance company.
The best car insurance provider for 22207 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $813 over the competition.
The best car insurance company for 22207 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $696 better than other car insurance companies.
The best auto insurance for 22207 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $680 less each year.
The least expensive car insurance company for new and young drivers in 22207
In 22207, Erie Insurance costs young drivers $1,113 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 22207
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average 22207 couple's premiums.
The cheapest car insurance in 22207 for drivers with bad credit
The best 22207 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 22207, which was better than other insurers.
The cheapest large national provider in 22207
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 22207 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 22207, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 22207
What Influences the Cost of Car Insurance in 22207?
On average, car insurance in 22207 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 22207 is 33 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 22207 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 22207 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 22207 is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 22205: Insurance costs the same
- 22203: Insurance costs 6.01% more
- 22201: Insurance costs 6.41% more
- 22213: Insurance costs 0.16% less
- 22209: Insurance costs 8.39% more
- 20057: Insurance costs 50.79% more
- 22211: Insurance costs 0.40% less
- 20007: Insurance costs 63.92% more
- 22044: Insurance costs 8.70% more
- 22101: Insurance costs 1.34% less
Zip Codes with Similar Populations
- 90062: Insurance costs 109.97% more
- 34205: Insurance costs 110.68% more
- 28278: Insurance costs 8.70% more
- 19002: Insurance costs 12.97% more
- 66049: Insurance costs 20.41% more
- 94608: Insurance costs 85.84% more
- 94952: Insurance costs 56.17% more
- 76117: Insurance costs 47.55% more
- 64015: Insurance costs 47.15% more
- 43035: Insurance costs 8.15% less