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Get Cheap Car Insurance in 22301, VA
We monitor insurance prices, helping the average driver in 22301 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 22301
The chart below shows the cheapest car insurance company in 22301 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 22301 Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $53 |
| Farm Bureau | $55 |
| Safeco Insurance | $59 |
Savings for Every Kind of 22301 Driver
Based on our extensive insurance data, we know the average 22301 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some 22301 residents are paying out over $1,288 extra every year for auto insurance in 22301. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
22301, VA Savings / Yr. |
|---|---|
$485 |
|
$829 |
|
$709 |
|
$693 |
|
$1,134 |
|
$260 |
|
$467 |
22301 Car Insurance vs. Virginia
People living in 22301 pay an average of 5.99% more than the typical driver in the state. The average driver in 22301 can expect to pay about $891 per year, or $1,288 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 22301 for most people.
Car Insurance Prices by 22301 Neighborhood
Insurance Prices
Where is insurance cheapest within 22301?
The map shows insurance prices in and around 22301, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $105 per year within the zip boundaries, with insurance premiums ranging from a high of $1,347 to a low of $1,242. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 22301.Pick the Best Car Insurance Company for You in 22301
The best car insurance provider for most drivers in 22301
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $485 over the average 22301 car insurance company.
The best car insurance provider for 22301 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $829 over the competition.
The best car insurance company for 22301 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $709 better than other car insurance companies.
The best auto insurance for 22301 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in 22301
In 22301, Erie Insurance costs young drivers $1,134 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 22301
Farm Bureau gave the largest car insurance discounts to married couples, averaging $260 saved each year compared to an average 22301 couple's premiums.
The cheapest car insurance in 22301 for drivers with bad credit
The best 22301 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 22301
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 22301 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 22301, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 22301
What Influences the Cost of Car Insurance in 22301?
On average, car insurance in 22301 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 22301 is 39 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 22301 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 22301 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 22301 is $74 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 22314: Insurance costs 3.18% more
- 22305: Insurance costs 8.54% more
- 22302: Insurance costs 1.79% more
- 22303: Insurance costs 5.36% more
- 22206: Insurance costs 2.56% more
- 22202: Insurance costs 5.67% more
- 20032: Insurance costs 93.32% more
- 22304: Insurance costs 6.13% more
- 22311: Insurance costs 9.55% more
- 22204: Insurance costs 6.68% more
Zip Codes with Similar Populations
- 02356: Insurance costs 27.41% more
- 97415: Insurance costs 6.29% more
- 91436: Insurance costs 93.56% more
- 87506: Insurance costs 18.79% more
- 80924: Insurance costs 46.74% more
- 78611: Insurance costs 23.91% more
- 78121: Insurance costs 27.33% more
- 76022: Insurance costs 37.58% more
- 64701: Insurance costs 38.66% more
- 61068: Insurance costs 11.88% more