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Get Cheap Car Insurance in 22539, VA
We monitor insurance prices, helping the average driver in 22539 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 22539
The chart below shows the cheapest car insurance company in 22539 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 22539 Insurer | Monthly Cost |
|---|---|
| Metromile | $41 |
| Geico | $46 |
| Farm Bureau | $49 |
| Safeco Insurance | $52 |
Savings for Every Kind of 22539 Driver
Based on our extensive insurance data, we know the average 22539 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $427 per year by choosing the right vehicle insurance company. Some 22539 residents are paying out over $1,132 extra every year for auto insurance in 22539. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
22539, VA Savings / Yr. |
|---|---|
$427 |
|
$729 |
|
$623 |
|
$609 |
|
$997 |
|
$228 |
|
$411 |
22539 Car Insurance vs. Virginia
People living in 22539 pay an average of 6.81% less than the typical driver in the state. The average driver in 22539 can expect to pay about $784 per year, or $1,132 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 22539 for most people.
Car Insurance Prices by 22539 Neighborhood
Insurance Prices
Where is insurance cheapest within 22539?
The map shows insurance prices in and around 22539, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the zip boundaries, with insurance premiums ranging from a high of $1,177 to a low of $1,124. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of 22539.Pick the Best Car Insurance Company for You in 22539
The best car insurance provider for most drivers in 22539
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $427 over the average 22539 car insurance company.
The best car insurance provider for 22539 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $729 over the competition.
The best car insurance company for 22539 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $623 better than other car insurance companies.
The best auto insurance for 22539 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in 22539
In 22539, Erie Insurance costs young drivers $997 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 22539
Farm Bureau gave the largest car insurance discounts to married couples, averaging $228 saved each year compared to an average 22539 couple's premiums.
The cheapest car insurance in 22539 for drivers with bad credit
The best 22539 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 22539
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 22539 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 22539, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 22539
What Influences the Cost of Car Insurance in 22539?
On average, car insurance in 22539 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 22539 is 37 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 22539 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 22539 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 22539 is $65 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 22530: Insurance costs 3.98% more
- 22432: Insurance costs 3.36% more
- 22473: Insurance costs 3.62% more
- 22482: Insurance costs 4.77% more
- 22503: Insurance costs 3.98% more
- 22511: Insurance costs 5.92% more
- 23440: Insurance costs 7.77% more
- 21866: Insurance costs 60.25% more
- 21824: Insurance costs 60.25% more
- 22435: Insurance costs 2.92% more
Zip Codes with Similar Populations
- 15954: Insurance costs 20.76% more
- 17764: Insurance costs 19.35% more
- 06782: Insurance costs 67.23% more
- 59323: Insurance costs 43.37% more
- 48890: Insurance costs 140.81% more
- 48464: Insurance costs 163.87% more
- 41214: Insurance costs 95.41% more
- 71419: Insurance costs 140.19% more
- 31303: Insurance costs 55.65% more
- 75859: Insurance costs 39.75% more