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Get Cheap Car Insurance in 23022, VA
We monitor insurance prices, helping the average driver in 23022 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 23022
The chart below shows the cheapest car insurance company in 23022 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 23022 Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $53 |
| Safeco Insurance | $56 |
Savings for Every Kind of 23022 Driver
Based on our extensive insurance data, we know the average 23022 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some 23022 residents are paying out over $1,233 extra every year for auto insurance in 23022. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
23022, VA Savings / Yr. |
|---|---|
$465 |
|
$794 |
|
$679 |
|
$664 |
|
$1,086 |
|
$249 |
|
$447 |
23022 Car Insurance vs. Virginia
People living in 23022 pay an average of 1.47% more than the typical driver in the state. The average driver in 23022 can expect to pay about $853 per year, or $1,233 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 23022 for most people.
Car Insurance Prices by 23022 Neighborhood
Insurance Prices
Where is insurance cheapest within 23022?
The map shows insurance prices in and around 23022, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the zip boundaries, with insurance premiums ranging from a high of $1,254 to a low of $1,223. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of 23022.Pick the Best Car Insurance Company for You in 23022
The best car insurance provider for most drivers in 23022
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $465 over the average 23022 car insurance company.
The best car insurance provider for 23022 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $794 over the competition.
The best car insurance company for 23022 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $679 better than other car insurance companies.
The best auto insurance for 23022 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $664 less each year.
The least expensive car insurance company for new and young drivers in 23022
In 23022, Erie Insurance costs young drivers $1,086 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 23022
Farm Bureau gave the largest car insurance discounts to married couples, averaging $249 saved each year compared to an average 23022 couple's premiums.
The cheapest car insurance in 23022 for drivers with bad credit
The best 23022 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 23022
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 23022 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 23022, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 23022
What Influences the Cost of Car Insurance in 23022?
On average, car insurance in 23022 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 23022 is 37 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 23022 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 23022 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 23022 is $71 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 23055: Insurance costs 1.46% more
- 23123: Insurance costs 2.68% more
- 23038: Insurance costs 1.05% more
- 23004: Insurance costs 1.22% more
- 23027: Insurance costs 1.05% more
- 22963: Insurance costs 0.73% less
- 24590: Insurance costs 1.87% less
- 23084: Insurance costs 0.89% less
- 23063: Insurance costs 1.38% more
- 23153: Insurance costs 0.49% more
Zip Codes with Similar Populations
- 05361: Insurance costs 4.54% less
- 97346: Insurance costs 17.68% more
- 07935: Insurance costs 40.55% more
- 16926: Insurance costs 9.00% more
- 16210: Insurance costs 14.19% more
- 13635: Insurance costs 70.15% more
- 13731: Insurance costs 79.89% more
- 14754: Insurance costs 69.99% more
- 14836: Insurance costs 70.64% more
- 15083: Insurance costs 11.68% more