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Get Cheap Car Insurance in 24128, VA
We monitor insurance prices, helping the average driver in 24128 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 24128
The chart below shows the cheapest car insurance company in 24128 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 24128 Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $50 |
| Safeco Insurance | $54 |
Savings for Every Kind of 24128 Driver
Based on our extensive insurance data, we know the average 24128 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $442 per year by choosing the right vehicle insurance company. Some 24128 residents are paying out over $1,174 extra every year for auto insurance in 24128. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
24128, VA Savings / Yr. |
|---|---|
$442 |
|
$755 |
|
$646 |
|
$632 |
|
$1,034 |
|
$237 |
|
$426 |
24128 Car Insurance vs. Virginia
People living in 24128 pay an average of 3.40% less than the typical driver in the state. The average driver in 24128 can expect to pay about $812 per year, or $1,174 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 24128 for most people.
Car Insurance Prices by 24128 Neighborhood
Insurance Prices
Where is insurance cheapest within 24128?
The map shows insurance prices in and around 24128, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the zip boundaries, with insurance premiums ranging from a high of $1,253 to a low of $1,147. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of 24128.Pick the Best Car Insurance Company for You in 24128
The best car insurance provider for most drivers in 24128
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $442 over the average 24128 car insurance company.
The best car insurance provider for 24128 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for 24128 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $646 better than other car insurance companies.
The best auto insurance for 24128 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $632 less each year.
The least expensive car insurance company for new and young drivers in 24128
In 24128, Erie Insurance costs young drivers $1,034 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 24128
Farm Bureau gave the largest car insurance discounts to married couples, averaging $237 saved each year compared to an average 24128 couple's premiums.
The cheapest car insurance in 24128 for drivers with bad credit
The best 24128 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 24128
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 24128 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 24128, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 24128
What Influences the Cost of Car Insurance in 24128?
On average, car insurance in 24128 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 24128 is 34 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 24128 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 24128 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 24128 is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 24060: Insurance costs 0.51% less
- 24061: Insurance costs 2.04% less
- 24136: Insurance costs 0.17% more
- 24086: Insurance costs 0.26% more
- 24150: Insurance costs 2.30% more
- 24132: Insurance costs 1.28% more
- 24984: Insurance costs 25.13% more
- 24134: Insurance costs 0.94% more
- 24951: Insurance costs 25.89% more
- 24167: Insurance costs 0.94% more
Zip Codes with Similar Populations
- 73095: Insurance costs 43.61% more
- 41043: Insurance costs 80.66% more
- 41121: Insurance costs 88.25% more
- 42039: Insurance costs 73.00% more
- 42464: Insurance costs 79.22% more
- 42740: Insurance costs 72.32% more
- 43067: Insurance costs 7.75% less
- 43406: Insurance costs 10.39% less
- 43443: Insurance costs 11.16% less
- 43755: Insurance costs 6.13% less