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Get Cheap Car Insurance in 24522, VA
We monitor insurance prices, helping the average driver in 24522 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 24522
The chart below shows the cheapest car insurance company in 24522 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 24522 Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of 24522 Driver
Based on our extensive insurance data, we know the average 24522 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $455 per year by choosing the right vehicle insurance company. Some 24522 residents are paying out over $1,206 extra every year for auto insurance in 24522. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
24522, VA Savings / Yr. |
|---|---|
$455 |
|
$776 |
|
$664 |
|
$649 |
|
$1,062 |
|
$243 |
|
$438 |
24522 Car Insurance vs. Virginia
People living in 24522 pay an average of 0.72% less than the typical driver in the state. The average driver in 24522 can expect to pay about $835 per year, or $1,206 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 24522 for most people.
Car Insurance Prices by 24522 Neighborhood
Insurance Prices
Where is insurance cheapest within 24522?
The map shows insurance prices in and around 24522, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the zip boundaries, with insurance premiums ranging from a high of $1,268 to a low of $1,172. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of 24522.Pick the Best Car Insurance Company for You in 24522
The best car insurance provider for most drivers in 24522
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $455 over the average 24522 car insurance company.
The best car insurance provider for 24522 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $776 over the competition.
The best car insurance company for 24522 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $664 better than other car insurance companies.
The best auto insurance for 24522 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $649 less each year.
The least expensive car insurance company for new and young drivers in 24522
In 24522, Erie Insurance costs young drivers $1,062 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 24522
Farm Bureau gave the largest car insurance discounts to married couples, averaging $243 saved each year compared to an average 24522 couple's premiums.
The cheapest car insurance in 24522 for drivers with bad credit
The best 24522 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 24522
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 24522 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 24522, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 24522
What Influences the Cost of Car Insurance in 24522?
On average, car insurance in 24522 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 24522 is 33 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 24522 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 24522 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 24522 is $70 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 24593: Insurance costs 0.75% more
- 24538: Insurance costs 1.74% less
- 23958: Insurance costs 1.08% more
- 23960: Insurance costs 0.75% more
- 24504: Insurance costs 4.39% more
- 24588: Insurance costs 1.66% less
- 24572: Insurance costs 0.08% more
- 24501: Insurance costs 2.16% more
- 23943: Insurance costs 1.08% less
- 24502: Insurance costs 4.06% less
Zip Codes with Similar Populations
- 02045: Insurance costs 40.05% more
- 02762: Insurance costs 26.29% more
- 53037: Insurance costs 10.28% less
- 75551: Insurance costs 41.79% more
- 72173: Insurance costs 39.47% more
- 71852: Insurance costs 38.47% more
- 70774: Insurance costs 159.20% more
- 70669: Insurance costs 139.72% more
- 64504: Insurance costs 47.18% more
- 60464: Insurance costs 32.26% more