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Get Cheap Car Insurance in 26164, WV
We monitor insurance prices, helping the average driver in 26164 save up to 34.4% on car insurance.
The Cheapest Minimum Coverage in 26164
The chart below shows the cheapest car insurance company in 26164 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Westfield, Safeco Insurance, and Erie Insurance.
| 26164 Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Westfield | $50 |
| Safeco Insurance | $51 |
| Erie Insurance | $59 |
Savings for Every Kind of 26164 Driver
Based on our extensive insurance data, we know the average 26164 driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $311 per year by choosing the right vehicle insurance company. Some 26164 residents are paying out over $1,519 extra every year for auto insurance in 26164. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
26164, WV Savings / Yr. |
|---|---|
$311 |
|
$663 |
|
$491 |
|
$626 |
|
$1,761 |
|
$382 |
|
$437 |
26164 Car Insurance vs. West Virginia
People living in 26164 pay an average of 0.18% less than the typical driver in the state. The average driver in 26164 can expect to pay about $815 per year, or $1,519 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 26164 for most people.
Car Insurance Prices by 26164 Neighborhood
Insurance Prices
Where is insurance cheapest within 26164?
The map shows insurance prices in and around 26164, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $99 per year within the zip boundaries, with insurance premiums ranging from a high of $1,574 to a low of $1,475. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of 26164.Pick the Best Car Insurance Company for You in 26164
The best car insurance provider for most drivers in 26164
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $311 over the average 26164 car insurance company.
The best car insurance provider for 26164 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $663 over the competition.
The best car insurance company for 26164 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $491 better than other car insurance companies.
The best auto insurance for 26164 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $626 less each year.
The least expensive car insurance company for new and young drivers in 26164
In 26164, State Farm costs young drivers $1,761 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 26164
State Farm gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average 26164 couple's premiums.
The cheapest car insurance in 26164 for drivers with bad credit
The best 26164 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 26164
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 26164 driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 26164, USAA has the best prices for drivers with speeding tickets, good drivers, young drivers, drivers with bad credit, drivers with a DUI conviction, drivers with accidents, and married couples.Auto Insurance Prices in and Around 26164
What Influences the Cost of Car Insurance in 26164?
On average, car insurance in 26164 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 26164 is 35 minutes, which is about the national average for a driver in the state.
- West Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 26164 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 26164 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 26164 is $68 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
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- 45743: Insurance costs 25.15% less
- 25241: Insurance costs 0.07% more
- 25264: Insurance costs 4.08% more
- 25252: Insurance costs 0.53% less
- 25265: Insurance costs 0.92% more
Zip Codes with Similar Populations
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