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Get Cheap Car Insurance in 27514, NC
We monitor insurance prices, helping the average driver in 27514 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 27514
The chart below shows the cheapest car insurance company in 27514 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| 27514 Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of 27514 Driver
Based on our extensive insurance data, we know the average 27514 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $243 per year by choosing the right vehicle insurance company. Some 27514 residents are paying out over $1,268 extra every year for auto insurance in 27514. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
27514, NC Savings / Yr. |
|---|---|
$243 |
|
$530 |
|
$386 |
|
$984 |
|
$730 |
|
$294 |
|
$441 |
27514 Car Insurance vs. North Carolina
People living in 27514 pay an average of 1.46% more than the typical driver in the state. The average driver in 27514 can expect to pay about $760 per year, or $1,268 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 27514 for most people.
Car Insurance Prices by 27514 Neighborhood
Insurance Prices
Where is insurance cheapest within 27514?
The map shows insurance prices in and around 27514, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $210 per year within the zip boundaries, with insurance premiums ranging from a high of $1,393 to a low of $1,183. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 27514.Pick the Best Car Insurance Company for You in 27514
The best car insurance provider for most drivers in 27514
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $243 over the average 27514 car insurance company.
The best car insurance provider for 27514 drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for 27514 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for 27514 drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $984 less each year.
The least expensive car insurance company for new and young drivers in 27514
In 27514, State Farm costs young drivers $730 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 27514
Erie Insurance gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average 27514 couple's premiums.
The cheapest car insurance in 27514 for drivers with bad credit
The best 27514 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 27514
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 27514 driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 27514, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around 27514
What Influences the Cost of Car Insurance in 27514?
On average, car insurance in 27514 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 27514 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 27514 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 27514 is $63 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 27599: Insurance costs 3.71% less
- 27510: Insurance costs 3.39% more
- 27516: Insurance costs 2.21% less
- 27517: Insurance costs 0.95% less
- 27707: Insurance costs 5.21% more
- 27713: Insurance costs 4.97% more
- 27705: Insurance costs 0.95% more
- 27708: Insurance costs 1.50% more
- 27701: Insurance costs 11.44% more
- 27278: Insurance costs 4.57% less
Zip Codes with Similar Populations
- 49417: Insurance costs 110.17% more
- 97086: Insurance costs 33.91% more
- 08610: Insurance costs 55.28% more
- 95829: Insurance costs 69.01% more
- 95662: Insurance costs 60.41% more
- 95118: Insurance costs 61.51% more
- 90504: Insurance costs 74.84% more
- 89130: Insurance costs 89.59% more
- 88012: Insurance costs 12.15% more
- 84414: Insurance costs 10.09% more