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Get Cheap Car Insurance in 27819, NC
We monitor insurance prices, helping the average driver in 27819 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 27819
The chart below shows the cheapest car insurance company in 27819 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| 27819 Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of 27819 Driver
Based on our extensive insurance data, we know the average 27819 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $244 per year by choosing the right vehicle insurance company. Some 27819 residents are paying out over $1,272 extra every year for auto insurance in 27819. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
27819, NC Savings / Yr. |
|---|---|
$244 |
|
$531 |
|
$387 |
|
$987 |
|
$732 |
|
$295 |
|
$443 |
27819 Car Insurance vs. North Carolina
People living in 27819 pay an average of 1.74% more than the typical driver in the state. The average driver in 27819 can expect to pay about $762 per year, or $1,272 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 27819 for most people.
Car Insurance Prices by 27819 Neighborhood
Insurance Prices
Where is insurance cheapest within 27819?
The map shows insurance prices in and around 27819, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,272 to a low of $1,272. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 27819.Pick the Best Car Insurance Company for You in 27819
The best car insurance provider for most drivers in 27819
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $244 over the average 27819 car insurance company.
The best car insurance provider for 27819 drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $531 over the competition.
The best car insurance company for 27819 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for 27819 drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $987 less each year.
The least expensive car insurance company for new and young drivers in 27819
In 27819, State Farm costs young drivers $732 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 27819
Erie Insurance gave the largest car insurance discounts to married couples, averaging $295 saved each year compared to an average 27819 couple's premiums.
The cheapest car insurance in 27819 for drivers with bad credit
The best 27819 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 27819
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 27819 driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 27819, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around 27819
What Influences the Cost of Car Insurance in 27819?
On average, car insurance in 27819 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 27819 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 27819 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 27819 is $64 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 27812: Insurance costs 0.16% less
- 27886: Insurance costs 0.16% less
- 27861: Insurance costs 0.08% more
- 27827: Insurance costs 3.38% less
- 27864: Insurance costs 0.31% more
- 27881: Insurance costs 0.16% more
- 27871: Insurance costs 0.39% less
- 27841: Insurance costs 1.65% more
- 27852: Insurance costs 1.81% less
- 27884: Insurance costs 1.89% less
Zip Codes with Similar Populations
- 78885: Insurance costs 27.36% more
- 67634: Insurance costs 24.61% more
- 78116: Insurance costs 24.21% more
- 12855: Insurance costs 62.66% more
- 12512: Insurance costs 93.24% more
- 12460: Insurance costs 75.31% more
- 68063: Insurance costs 10.69% more
- 12436: Insurance costs 83.96% more
- 12172: Insurance costs 74.84% more
- 12036: Insurance costs 71.15% more