Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 27874, NC
We monitor insurance prices, helping the average driver in 27874 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 27874
The chart below shows the cheapest car insurance company in 27874 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| 27874 Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of 27874 Driver
Based on our extensive insurance data, we know the average 27874 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $248 per year by choosing the right vehicle insurance company. Some 27874 residents are paying out over $1,294 extra every year for auto insurance in 27874. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
27874, NC Savings / Yr. |
|---|---|
$248 |
|
$540 |
|
$393 |
|
$1,004 |
|
$745 |
|
$300 |
|
$450 |
27874 Car Insurance vs. North Carolina
People living in 27874 pay an average of 3.53% more than the typical driver in the state. The average driver in 27874 can expect to pay about $775 per year, or $1,294 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 27874 for most people.
Car Insurance Prices by 27874 Neighborhood
Insurance Prices
Where is insurance cheapest within 27874?
The map shows insurance prices in and around 27874, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the zip boundaries, with insurance premiums ranging from a high of $1,350 to a low of $1,239. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of 27874.Pick the Best Car Insurance Company for You in 27874
The best car insurance provider for most drivers in 27874
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $248 over the average 27874 car insurance company.
The best car insurance provider for 27874 drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for 27874 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $393 better than other car insurance companies.
The best auto insurance for 27874 drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,004 less each year.
The least expensive car insurance company for new and young drivers in 27874
In 27874, State Farm costs young drivers $745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 27874
Erie Insurance gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average 27874 couple's premiums.
The cheapest car insurance in 27874 for drivers with bad credit
The best 27874 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 27874, which was better than other insurers.
The cheapest large national provider in 27874
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 27874 driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 27874, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around 27874
What Influences the Cost of Car Insurance in 27874?
On average, car insurance in 27874 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 27874 is 34 minutes, which is a little more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 27874 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 27874 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 27874 is $65 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 27843: Insurance costs 1.62% less
- 27872: Insurance costs 0.08% more
- 27847: Insurance costs 0.08% more
- 27869: Insurance costs 0.77% less
- 27849: Insurance costs 0.08% less
- 27823: Insurance costs 1.93% more
- 27891: Insurance costs 2.40% less
- 27805: Insurance costs 1.39% less
- 27809: Insurance costs 2.94% less
- 27910: Insurance costs 2.16% less
Zip Codes with Similar Populations
- 27050: Insurance costs 7.73% less
- 40489: Insurance costs 65.77% more
- 39827: Insurance costs 23.49% more
- 37035: Insurance costs 5.49% more
- 46511: Insurance costs 7.96% less
- 46797: Insurance costs 10.66% less
- 35546: Insurance costs 21.10% more
- 53525: Insurance costs 15.53% less
- 30828: Insurance costs 38.10% more
- 25053: Insurance costs 26.04% more