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Get Cheap Car Insurance in 28584, NC
We monitor insurance prices, helping the average driver in 28584 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 28584
The chart below shows the cheapest car insurance company in 28584 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| 28584 Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $44 |
| Erie Insurance | $44 |
| Farm Bureau | $47 |
| Progressive | $50 |
Savings for Every Kind of 28584 Driver
Based on our extensive insurance data, we know the average 28584 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $221 per year by choosing the right vehicle insurance company. Some 28584 residents are paying out over $1,151 extra every year for auto insurance in 28584. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
28584, NC Savings / Yr. |
|---|---|
$221 |
|
$481 |
|
$350 |
|
$893 |
|
$663 |
|
$267 |
|
$401 |
28584 Car Insurance vs. North Carolina
People living in 28584 pay an average of 7.90% less than the typical driver in the state. The average driver in 28584 can expect to pay about $690 per year, or $1,151 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 28584 for most people.
Car Insurance Prices by 28584 Neighborhood
Insurance Prices
Where is insurance cheapest within 28584?
The map shows insurance prices in and around 28584, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the zip boundaries, with insurance premiums ranging from a high of $1,196 to a low of $1,127. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of 28584.Pick the Best Car Insurance Company for You in 28584
The best car insurance provider for most drivers in 28584
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $221 over the average 28584 car insurance company.
The best car insurance provider for 28584 drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $481 over the competition.
The best car insurance company for 28584 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $350 better than other car insurance companies.
The best auto insurance for 28584 drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $893 less each year.
The least expensive car insurance company for new and young drivers in 28584
In 28584, State Farm costs young drivers $663 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 28584
Erie Insurance gave the largest car insurance discounts to married couples, averaging $267 saved each year compared to an average 28584 couple's premiums.
The cheapest car insurance in 28584 for drivers with bad credit
The best 28584 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 28584
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 28584 driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 28584, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around 28584
What Influences the Cost of Car Insurance in 28584?
On average, car insurance in 28584 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 28584 is 28 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 28584 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 28584 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 28584 is $57 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 28582: Insurance costs 3.91% more
- 28594: Insurance costs 2.87% more
- 28539: Insurance costs 3.91% more
- 28575: Insurance costs 1.74% more
- 28544: Insurance costs 12.42% more
- 28555: Insurance costs 6.52% more
- 28570: Insurance costs 2.35% more
- 28547: Insurance costs 13.12% more
- 28543: Insurance costs 10.08% more
- 28546: Insurance costs 8.17% more
Zip Codes with Similar Populations
- 01507: Insurance costs 31.89% more
- 72212: Insurance costs 50.13% more
- 75757: Insurance costs 40.49% more
- 77372: Insurance costs 45.09% more
- 27524: Insurance costs 7.73% more
- 25425: Insurance costs 19.81% more
- 80246: Insurance costs 86.19% more
- 17362: Insurance costs 9.99% more
- 14586: Insurance costs 82.02% more
- 11961: Insurance costs 119.90% more