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Get Cheap Car Insurance in 28702, NC
We monitor insurance prices, helping the average driver in 28702 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 28702
The chart below shows the cheapest car insurance company in 28702 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| 28702 Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $45 |
| Erie Insurance | $46 |
| Farm Bureau | $49 |
| Progressive | $51 |
Savings for Every Kind of 28702 Driver
Based on our extensive insurance data, we know the average 28702 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some 28702 residents are paying out over $1,193 extra every year for auto insurance in 28702. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
28702, NC Savings / Yr. |
|---|---|
$229 |
|
$498 |
|
$363 |
|
$926 |
|
$687 |
|
$277 |
|
$415 |
28702 Car Insurance vs. North Carolina
People living in 28702 pay an average of 4.55% less than the typical driver in the state. The average driver in 28702 can expect to pay about $715 per year, or $1,193 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 28702 for most people.
Car Insurance Prices by 28702 Neighborhood
Insurance Prices
Where is insurance cheapest within 28702?
The map shows insurance prices in and around 28702, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the zip boundaries, with insurance premiums ranging from a high of $1,215 to a low of $1,192. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of 28702.Pick the Best Car Insurance Company for You in 28702
The best car insurance provider for most drivers in 28702
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $229 over the average 28702 car insurance company.
The best car insurance provider for 28702 drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for 28702 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $363 better than other car insurance companies.
The best auto insurance for 28702 drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $926 less each year.
The least expensive car insurance company for new and young drivers in 28702
In 28702, State Farm costs young drivers $687 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 28702
Erie Insurance gave the largest car insurance discounts to married couples, averaging $277 saved each year compared to an average 28702 couple's premiums.
The cheapest car insurance in 28702 for drivers with bad credit
The best 28702 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 28702
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 28702 driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 28702, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around 28702
What Influences the Cost of Car Insurance in 28702?
On average, car insurance in 28702 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 28702 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 28702 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 28702 is $60 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 28733: Insurance costs 1.01% more
- 28713: Insurance costs 1.26% more
- 28771: Insurance costs 3.60% more
- 28781: Insurance costs 1.01% more
- 28789: Insurance costs 1.68% more
- 28719: Insurance costs 1.84% more
- 28725: Insurance costs 0.17% less
- 28779: Insurance costs 0.84% less
- 28723: Insurance costs 0.92% more
- 28707: Insurance costs 0.34% more
Zip Codes with Similar Populations
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- 13136: Insurance costs 75.36% more
- 12969: Insurance costs 75.61% more
- 12852: Insurance costs 73.43% more