Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 29642, SC
We monitor insurance prices, helping the average driver in 29642 save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in 29642
The chart below shows the cheapest car insurance company in 29642 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| 29642 Insurer | Monthly Cost |
|---|---|
| Geico | $57 |
| State Farm | $64 |
| Auto-Owners Insurance | $64 |
| Safeco Insurance | $70 |
Savings for Every Kind of 29642 Driver
Based on our extensive insurance data, we know the average 29642 driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $351 per year by choosing the right vehicle insurance company. Some 29642 residents are paying out over $1,601 extra every year for auto insurance in 29642. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
29642, SC Savings / Yr. |
|---|---|
$351 |
|
$630 |
|
$533 |
|
$662 |
|
$1,296 |
|
$297 |
|
$385 |
29642 Car Insurance vs. South Carolina
People living in 29642 pay an average of 1.72% less than the typical driver in the state. The average driver in 29642 can expect to pay about $942 per year, or $1,601 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 29642 for most people.
Car Insurance Prices by 29642 Neighborhood
Insurance Prices
Where is insurance cheapest within 29642?
The map shows insurance prices in and around 29642, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $186 per year within the zip boundaries, with insurance premiums ranging from a high of $1,705 to a low of $1,519. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of 29642.Pick the Best Car Insurance Company for You in 29642
The best car insurance provider for most drivers in 29642
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $351 over the average 29642 car insurance company.
The best car insurance provider for 29642 drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $630 over the competition.
The best car insurance company for 29642 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $533 better than other car insurance companies.
The best auto insurance for 29642 drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $662 less each year.
The least expensive car insurance company for new and young drivers in 29642
In 29642, Geico costs young drivers $1,296 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 29642
Geico gave the largest car insurance discounts to married couples, averaging $297 saved each year compared to an average 29642 couple's premiums.
The cheapest car insurance in 29642 for drivers with bad credit
The best 29642 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 29642, which was better than other insurers.
The cheapest large national provider in 29642
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 29642 driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 29642, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around 29642
What Influences the Cost of Car Insurance in 29642?
On average, car insurance in 29642 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 29642 is 32 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 29642 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 29642 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 29642 is $78 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 29640: Insurance costs 0.94% more
- 29611: Insurance costs 8.56% more
- 29673: Insurance costs 1.25% more
- 29657: Insurance costs 0.31% more
- 29605: Insurance costs 5.56% more
- 29601: Insurance costs 7.43% more
- 29617: Insurance costs 6.56% more
- 29697: Insurance costs 0.62% more
- 29667: Insurance costs 0.25% less
- 29669: Insurance costs 0.19% less
Zip Codes with Similar Populations
- 11566: Insurance costs 70.33% more
- 19135: Insurance costs 4.43% more
- 21208: Insurance costs 37.29% more
- 22314: Insurance costs 16.99% less
- 27614: Insurance costs 20.24% less
- 06053: Insurance costs 35.29% more
- 80228: Insurance costs 24.86% more
- 80104: Insurance costs 21.05% more
- 40165: Insurance costs 30.54% more
- 64133: Insurance costs 24.61% more