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Get Cheap Car Insurance in 30316, GA
We monitor insurance prices, helping the average driver in 30316 save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in 30316
The chart below shows the cheapest car insurance company in 30316 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| 30316 Insurer | Monthly Cost |
|---|---|
| Travelers | $94 |
| Farm Bureau | $98 |
| State Farm | $107 |
| Progressive | $116 |
Savings for Every Kind of 30316 Driver
Based on our extensive insurance data, we know the average 30316 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some 30316 residents are paying out over $2,161 extra every year for auto insurance in 30316. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
30316, GA Savings / Yr. |
|---|---|
$449 |
|
$956 |
|
$660 |
|
$903 |
|
$2,630 |
|
$217 |
|
$928 |
30316 Car Insurance vs. Georgia
People living in 30316 pay an average of 22.00% more than the typical driver in the state. The average driver in 30316 can expect to pay about $1,437 per year, or $2,161 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 30316 for most people.
Car Insurance Prices by 30316 Neighborhood
Insurance Prices
Where is insurance cheapest within 30316?
The map shows insurance prices in and around 30316, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $554 per year within the zip boundaries, with insurance premiums ranging from a high of $2,445 to a low of $1,891. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of 30316.Pick the Best Car Insurance Company for You in 30316
The best car insurance provider for most drivers in 30316
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $449 over the average 30316 car insurance company.
The best car insurance provider for 30316 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $956 over the competition.
The best car insurance company for 30316 drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $660 better than other car insurance companies.
The best auto insurance for 30316 drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $903 less each year.
The least expensive car insurance company for new and young drivers in 30316
In 30316, Auto-Owners Insurance costs young drivers $2,630 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 30316
Farm Bureau gave the largest car insurance discounts to married couples, averaging $217 saved each year compared to an average 30316 couple's premiums.
The cheapest car insurance in 30316 for drivers with bad credit
The best 30316 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 30316
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 30316 driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 30316, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around 30316
What Influences the Cost of Car Insurance in 30316?
On average, car insurance in 30316 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 30316 is 38 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 30316 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 30316 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 30316 is $120 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 30317: Insurance costs 0.42% more
- 30312: Insurance costs 2.92% less
- 30307: Insurance costs 8.38% less
- 30315: Insurance costs 5.23% more
- 30334: Insurance costs 2.22% more
- 30303: Insurance costs 3.66% less
- 30030: Insurance costs 6.57% less
- 30308: Insurance costs 5.65% less
- 30032: Insurance costs 7.17% more
- 30306: Insurance costs 9.25% less
Zip Codes with Similar Populations
- 28358: Insurance costs 36.79% less
- 37814: Insurance costs 36.33% less
- 77530: Insurance costs 9.90% less
- 76040: Insurance costs 14.48% less
- 72032: Insurance costs 22.03% less
- 55987: Insurance costs 28.27% less
- 54729: Insurance costs 48.26% less
- 48205: Insurance costs 86.40% more
- 48124: Insurance costs 39.75% more
- 44105: Insurance costs 37.62% less