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Get Cheap Car Insurance in 31313, GA
We monitor insurance prices, helping the average driver in 31313 save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in 31313
The chart below shows the cheapest car insurance company in 31313 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| 31313 Insurer | Monthly Cost |
|---|---|
| Travelers | $74 |
| Farm Bureau | $77 |
| State Farm | $85 |
| Progressive | $92 |
Savings for Every Kind of 31313 Driver
Based on our extensive insurance data, we know the average 31313 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some 31313 residents are paying out over $1,708 extra every year for auto insurance in 31313. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
31313, GA Savings / Yr. |
|---|---|
$355 |
|
$756 |
|
$522 |
|
$714 |
|
$2,080 |
|
$172 |
|
$734 |
31313 Car Insurance vs. Georgia
People living in 31313 pay an average of 3.54% less than the typical driver in the state. The average driver in 31313 can expect to pay about $1,136 per year, or $1,708 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 31313 for most people.
Car Insurance Prices by 31313 Neighborhood
Insurance Prices
Where is insurance cheapest within 31313?
The map shows insurance prices in and around 31313, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $269 per year within the zip boundaries, with insurance premiums ranging from a high of $1,850 to a low of $1,581. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of 31313.Pick the Best Car Insurance Company for You in 31313
The best car insurance provider for most drivers in 31313
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $355 over the average 31313 car insurance company.
The best car insurance provider for 31313 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $756 over the competition.
The best car insurance company for 31313 drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for 31313 drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $714 less each year.
The least expensive car insurance company for new and young drivers in 31313
In 31313, Auto-Owners Insurance costs young drivers $2,080 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 31313
Farm Bureau gave the largest car insurance discounts to married couples, averaging $172 saved each year compared to an average 31313 couple's premiums.
The cheapest car insurance in 31313 for drivers with bad credit
The best 31313 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 31313
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 31313 driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 31313, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around 31313
What Influences the Cost of Car Insurance in 31313?
On average, car insurance in 31313 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 31313 is 28 minutes, which is a little less than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 31313 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 31313 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 31313 is $95 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 31314: Insurance costs 1.64% more
- 31301: Insurance costs 0.59% less
- 31315: Insurance costs 2.99% less
- 31316: Insurance costs 1.99% less
- 31309: Insurance costs 1.58% less
- 31323: Insurance costs 0.12% more
- 31320: Insurance costs 0.88% less
- 31324: Insurance costs 0.35% more
- 30427: Insurance costs 2.69% less
- 31419: Insurance costs 7.55% more
Zip Codes with Similar Populations
- 99504: Insurance costs 8.20% less
- 97756: Insurance costs 17.39% less
- 97219: Insurance costs 2.46% less
- 96786: Insurance costs 16.98% less
- 94534: Insurance costs 18.27% more
- 93552: Insurance costs 35.89% more
- 92308: Insurance costs 25.00% more
- 11421: Insurance costs 103.22% more
- 08844: Insurance costs 5.27% more
- 08360: Insurance costs 11.94% more