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Get Cheap Car Insurance in 31627, GA
We monitor insurance prices, helping the average driver in 31627 save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in 31627
The chart below shows the cheapest car insurance company in 31627 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| 31627 Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Farm Bureau | $71 |
| State Farm | $78 |
| Progressive | $85 |
Savings for Every Kind of 31627 Driver
Based on our extensive insurance data, we know the average 31627 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some 31627 residents are paying out over $1,580 extra every year for auto insurance in 31627. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
31627, GA Savings / Yr. |
|---|---|
$328 |
|
$699 |
|
$483 |
|
$660 |
|
$1,923 |
|
$159 |
|
$679 |
31627 Car Insurance vs. Georgia
People living in 31627 pay an average of 10.80% less than the typical driver in the state. The average driver in 31627 can expect to pay about $1,051 per year, or $1,580 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 31627 for most people.
Car Insurance Prices by 31627 Neighborhood
Insurance Prices
Where is insurance cheapest within 31627?
The map shows insurance prices in and around 31627, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,580 to a low of $1,580. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 31627.Pick the Best Car Insurance Company for You in 31627
The best car insurance provider for most drivers in 31627
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $328 over the average 31627 car insurance company.
The best car insurance provider for 31627 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $699 over the competition.
The best car insurance company for 31627 drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $483 better than other car insurance companies.
The best auto insurance for 31627 drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $660 less each year.
The least expensive car insurance company for new and young drivers in 31627
In 31627, Auto-Owners Insurance costs young drivers $1,923 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 31627
Farm Bureau gave the largest car insurance discounts to married couples, averaging $159 saved each year compared to an average 31627 couple's premiums.
The cheapest car insurance in 31627 for drivers with bad credit
The best 31627 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 31627
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 31627 driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 31627, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around 31627
What Influences the Cost of Car Insurance in 31627?
On average, car insurance in 31627 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 31627 is 35 minutes, which is about the national average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 31627 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 31627 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 31627 is $88 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 31632: Insurance costs 0.89% less
- 31620: Insurance costs 6.20% more
- 31625: Insurance costs 3.29% more
- 31647: Insurance costs 2.34% more
- 31638: Insurance costs 1.39% more
- 31645: Insurance costs 0.44% less
- 31605: Insurance costs 1.08% more
- 31699: Insurance costs 4.43% more
- 31722: Insurance costs 2.28% less
- 31639: Insurance costs 2.91% more
Zip Codes with Similar Populations
- 68014: Insurance costs 10.70% less
- 61431: Insurance costs 7.59% less
- 61452: Insurance costs 6.52% less
- 62953: Insurance costs 9.43% less
- 63557: Insurance costs 10.51% more
- 63782: Insurance costs 17.78% more
- 64422: Insurance costs 11.52% more
- 64438: Insurance costs 12.34% more
- 64445: Insurance costs 12.59% more
- 64457: Insurance costs 10.00% more