Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 32220, FL
We monitor insurance prices, helping the average driver in 32220 save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in 32220
The chart below shows the cheapest car insurance company in 32220 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| 32220 Insurer | Monthly Cost |
|---|---|
| Geico | $121 |
| State Farm | $128 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of 32220 Driver
Based on our extensive insurance data, we know the average 32220 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $742 per year by choosing the right vehicle insurance company. Some 32220 residents are paying out over $2,536 extra every year for auto insurance in 32220. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
32220, FL Savings / Yr. |
|---|---|
$742 |
|
$1,090 |
|
$838 |
|
$829 |
|
$2,635 |
|
$720 |
|
$1,049 |
32220 Car Insurance vs. Florida
People living in 32220 pay an average of 4.01% less than the typical driver in the state. The average driver in 32220 can expect to pay about $2,315 per year, or $2,536 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 32220 for most people.
Car Insurance Prices by 32220 Neighborhood
Insurance Prices
Where is insurance cheapest within 32220?
The map shows insurance prices in and around 32220, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the zip boundaries, with insurance premiums ranging from a high of $2,687 to a low of $2,371. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of 32220.Pick the Best Car Insurance Company for You in 32220
The best car insurance provider for most drivers in 32220
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $742 over the average 32220 car insurance company.
The best car insurance provider for 32220 drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,090 over the competition.
The best car insurance company for 32220 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $838 better than other car insurance companies.
The best auto insurance for 32220 drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $829 less each year.
The least expensive car insurance company for new and young drivers in 32220
In 32220, Geico costs young drivers $2,635 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 32220
Geico gave the largest car insurance discounts to married couples, averaging $720 saved each year compared to an average 32220 couple's premiums.
The cheapest car insurance in 32220 for drivers with bad credit
The best 32220 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 32220, which was better than other insurers.
The cheapest large national provider in 32220
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 32220 driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 32220, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 32220
What Influences the Cost of Car Insurance in 32220?
On average, car insurance in 32220 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 32220 is 30 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 32220 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 32220 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 32220 is $193 per month for minimum coverage and $211 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 32221: Insurance costs 4.42% more
- 32210: Insurance costs 7.45% more
- 32254: Insurance costs 10.53% more
- 32205: Insurance costs 3.98% more
- 32219: Insurance costs 4.77% more
- 32222: Insurance costs 3.98% more
- 32209: Insurance costs 19.72% more
- 32204: Insurance costs 0.55% less
- 32244: Insurance costs 6.51% more
- 32208: Insurance costs 15.77% more
Zip Codes with Similar Populations
- 82520: Insurance costs 40.42% less
- 21029: Insurance costs 25.08% less
- 21047: Insurance costs 26.97% less
- 27214: Insurance costs 51.70% less
- 28551: Insurance costs 49.65% less
- 32054: Insurance costs 4.50% less
- 35208: Insurance costs 24.09% less
- 35951: Insurance costs 39.51% less
- 76550: Insurance costs 36.28% less
- 77484: Insurance costs 35.13% less